28 Lemp Rd, Saint Louis, MO 63122 Property Records

St. Louis County property record for 28 Lemp Rd, Saint Louis, MO 63122

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,710 sqft · built 1951
Lot Size	1.76 acres (77,101 sqft)
Owner	2 Individual Names on Record
Last Sale	$565,000 (Sep 2023)
Tax Bill	$6,628 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25N-42-0099`

Property Details

APN / Parcel Number

Primary APN	`25N-42-0099`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,710 sqft Living Area
Gross Area	2,110 sqft
1st Floor Area	1,326 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Raised
Lot Area	77,101 sqft
Lot Dimensions	174 ft deep x 206 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	255 sqft
Patio Area	648 sqft
Utility Building	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	28 LEMP RD
City	SAINT LOUIS
State	MO
Zip	63122-6947
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	32R1
Legal Description	HEATHER ACRES LOT 28
Legal Subdivision	HEATHER ACRES
Legal Lot Number	28
Jurisdiction	ST LOUIS MO
Township / Civil Division	BONHOMME
Census Block Group	1
Census Block	1009
Census Tract	221100

Owner

Source: St. Louis County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28 LEMP RD, SAINT LOUIS, MO 63122-6947
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2023 · Amount on Record
Deed Sale	Sep 18, 2023 · Amount on Record
Prior Sale	Oct 29, 2008 · Amount on Record
Deed Document Number	2023918191
Prior Transfer Date	Jun 30, 2001
Prior Transfer Doc	0000000055
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Sep 18, 2023
Property Address	28 LEMP RD, SAINT LOUIS, MO 63122-6947
Document Number	2023091800191
Map Reference	MB 50 PG 2&3
Instrument Date	Sep 12, 2023
Instrument	2023091800191
Transaction Type	Transfer
Record Updated	Feb 15, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 593, SAN ANTONIO XX

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 LEMP RD, KIRKWOOD, MO 63122-6947

Mortgage

Document Number	2023091800192
Date	Sep 18, 2023
Instrument	2023091800192

Lender

Name	ALLIANCE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Oct 1, 2028
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	8%
Index	1-Year T-Bill
Margin	2
Max Rate	11%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Kirkwood City
Unified School District	Kirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$118,180 (-) Land $87,670 Building $30,510	$622,000 (-) Land $461,400 Building $160,600
2025	$6,628.00 (+20.07%)	$118,180 (+32.34%) Land $87,670 Building $30,510	$622,000 (+32.34%) Land $461,400 Building $160,600
2024	$5,520.00 (+1.6%)
2023	$5,433.00	$89,300 Land $62,320 Building $26,980	$470,000 Land $328,000 Building $142,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1979–2024)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Nov 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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