28 Lee St, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 28 Lee St, Marblehead, MA 01945

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,272 sqft · built 1880
Lot Size	0.034 acres (1,498 sqft)
Owner	2 Individual Names on File
Tax Bill	$8,489 (2026)
Deeds & Mortgages	Jan 2022 Reverse Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MARB M:0132 B:0077 L:0`

Property Details

APN / Parcel Number

Primary APN	`MARB M:0132 B:0077 L:0`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,272 sqft Living Area
Gross Area	1,757 sqft
Basement Area	497 sqft
Unfinished Basement	124 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,498 sqft (0.034 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	28 LEE ST
City	MARBLEHEAD
State	MA
Zip	01945-3215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	H
Legal Block	77
Jurisdiction	MARBLEHEAD MA
Township / Civil Division	MARBLEHEAD
Census Block Group	1
Census Block	1002
Census Tract	203301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Marblehead Historic District listed 1984 · 988 contributing resources · NRIS 84002402

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

28 Lee St is owned and occupied by two individuals who acquired it in May 2019.

Source: Essex County and Marblehead Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	28 LEE ST, MARBLEHEAD, MA 01945-3215
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2022	Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
May 31, 2019	Quit Claim Deed, Transfer · ARM REVERSE MORTGAGE FUNDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2008
Deed Sale	Oct 23, 2008
Last Transfer Date	May 22, 2019
Transfer Doc	037554-547
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	28 LEE ST, MARBLEHEAD, MA 01945-3215
Transaction Type	Mortgage
Record Updated	Dec 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040677-375
Date	Jan 24, 2022
Book Page	40677/375
Instrument	20220124003490

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	913 Months
Due	Feb 1, 2098

Interest

Rate Type	Adjustable Rate
Rate	1.86%
Type Change Date	Jan 1, 2022
Index	Other

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARBLEHEAD MA
Recording Date	May 31, 2019
Property Address	28 LEE ST, MARBLEHEAD, MA 01945-3215
Document Number	37554-545
Book / Page	37554 / 545
Instrument Date	May 22, 2019
Instrument	20190531006320
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 LEE ST, MARBLEHEAD, MA 01945-3215

Mortgage

Document Number	37554-547
Date	May 31, 2019
Book Page	37554/547
Instrument	20190531006330

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Type Change Date	Jun 1, 2020

Tax Assessment & Valuation

The 2026 property tax bill for 28 Lee St was $8,489, up 3.3% from the year before.

Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Marblehead Town
Unified School District	Marblehead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,489.00 (+3.32%)	$991,700 (+9.23%) Land $630,000 Building $361,700	$905,155 (-6.52%)
2025	$8,216.00 (-3.27%)	$907,900 (-4.23%) Land $600,000 Building $307,900	$968,335
2024	$8,494.00 (+20.83%)	$948,000 (+34.85%) Land $645,000 Building $303,000
2023	$7,030.00	$703,000 Land $450,000 Building $253,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28 Lee St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	45 units insured incl. 43 condo units
Nearby Flood Claims	10 (1978–1992)
Most Recent Claim	Dec 1992 · Winter Coastal Storm
Claims by Event	Winter Coastal Storm, Dec 1992 · 6 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 28 Lee St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people · EPA ID MA3168000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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