28 Ledgewood Rd, Framingham, MA 01701 Property Records

Middlesex County and Framingham City property record for 28 Ledgewood Rd, Framingham, MA 01701

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,436 sqft · built 1968
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Trust Names on File
Last Sale	$810,000 (Aug 2023)
Tax Bill	$9,110 (2026)
Deeds & Mortgages	Sep 2024 Refinance Nov 2024 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`64-19-6950`

Property Details

APN / Parcel Number

Primary APN	`64-19-6950`
Alternative APNs	`FRAM M:064 B:19 L:6950 U:000` `M:669.0 B:0001 L:0056.0` `F_661653_2939904` `16455`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,436 sqft Living Area
Gross Area	3,385 sqft
1st Floor Area	1,436 sqft
Basement Area	1,378 sqft
Unfinished Basement	1,378 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1973
Architectural Style	Split Level
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	16455
Street Address	28 LEDGEWOOD RD
City	FRAMINGHAM
State	MA
Zip	01701-3667
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Subdivision	FRAMINGHAM
Legal Block	19
Legal Lot Number	6950
Jurisdiction	FRAMINGHAM MA
Township / Civil Division	FRAMINGHAM
Census Block Group	1
Census Block	1008
Census Tract	383902

Owner

28 Ledgewood Rd is owner-occupied and held in a trust since October 2025.

Source: Middlesex County and Framingham City records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	28 LEDGEWOOD RD, FRAMINGHAM, MA 01701-3667
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
Nov 14, 2024	Deed of Trust, Mortgage · Line of Credit METRO CU
Oct 29, 2025	Quit Claim Deed, Transfer Quitclaim
Aug 31, 2023	Deed, Transfer · Stand-Alone First Mortgage LOANDEPOT.COM LLC
Sep 17, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance DRAPER AND KRAMER MORTGAGE CORP.
Apr 28, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance DRAPER AND KRAMER MORTGAGE CORP.
Dec 21, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance DRAPER AND KRAMER MORTGAGE CORP.
Dec 20, 2017	Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2023 · Amount on File
Deed Sale	Aug 31, 2023 · Amount on File
Prior Sale	Dec 20, 2017 · Amount on File
Deed Book / Page	81952 / 438
Last Transfer Date	Oct 28, 2025
Transfer Doc	084802-330
Record Updated	Oct 29, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRAMINGHAM MA
Property Address	28 LEDGEWOOD RD, FRAMINGHAM, MA 01701-3667
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	083286-334
Date	Sep 27, 2024
Book Page	83286/334
Instrument	109620

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2054

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRAMINGHAM MA
Property Address	28 LEDGEWOOD RD, FRAMINGHAM, MA 01701-3667
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	083469-553
Date	Nov 14, 2024
Book Page	83469/553
Instrument	130008

Lender

Name	METRO CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRAMINGHAM MA
Recording Date	Oct 29, 2025
Property Address	28 LEDGEWOOD RD, FRAMINGHAM, MA 01701-3667
Document Number	084802-330
Book / Page	84802 / 330
Instrument Date	Oct 28, 2025
Instrument	131712
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 LEDGEWOOD RD, FRAMINGHAM, MA 01701-3667

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FRAMINGHAM MA
Recording Date	Aug 31, 2023
Property Address	28 LEDGEWOOD RD, FRAMINGHAM, MA 01701-3667
Document Number	081952-438
Book / Page	81952 / 438
Instrument Date	Aug 31, 2023
Instrument	98786
Transaction Type	Transfer
Record Updated	Sep 15, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 LEDGEWOOD RD, FRAMINGHAM, MA 01701-3667

Mortgage

Document Number	0000098787
Date	Aug 31, 2023
Instrument	98787

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRAMINGHAM MA
Property Address	28 LEDGEWOOD RD, FRAMINGHAM, MA 01701-3667
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	73288-588
Date	Sep 17, 2019
Book Page	73288/588
Instrument	140682

Lender

Name	DRAPER AND KRAMER MORTGAGE CORP.

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2039

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRAMINGHAM MA
Property Address	28 LEDGEWOOD RD, FRAMINGHAM, MA 01701-3667
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74561-142
Date	Apr 28, 2020
Book Page	74561/142
Instrument	62978

Lender

Name	DRAPER AND KRAMER MORTGAGE CORP.

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	May 1, 2040

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRAMINGHAM MA
Property Address	28 LEDGEWOOD RD, FRAMINGHAM, MA 01701-3667
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	76479-41
Date	Dec 21, 2020
Book Page	76479/41
Instrument	243173

Lender

Name	DRAPER AND KRAMER MORTGAGE CORP.

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2036

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRAMINGHAM MA
Recording Date	Dec 20, 2017
Property Address	28 LEDGEWOOD RD, FRAMINGHAM, MA 01701-3667
Document Number	70414-586
Book / Page	070414 / 000586
Instrument Date	Dec 15, 2017
Instrument	6450
Transaction Type	Transfer
Record Updated	Jan 11, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,120.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	28 LEDGEWOOD RD FRAMINGHAM MA 017013667, FRAMINGHAM, MA 01701-3667

Mortgage

Document Number	70415-1
Date	Dec 20, 2017
Book Page	070415/000001
Instrument	6451

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 19, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 28 Ledgewood Rd was $9,110, up 3.1% from the year before.

Source: Middlesex County and Framingham City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Framingham City
Unified School District	Framingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,110.00 (+3.09%)	$770,100 (+4.05%) Land $330,200 Building $406,000	$766,149 (-3.25%)
2025	$8,837.00 (+6.37%)	$740,100 (+10.99%) Land $314,500 Building $425,600	$791,920 (+5.53%)
2024	$8,308.00 (+4.86%)	$666,800 (+10.16%) Land $280,200 Building $386,600	$750,405
2023	$7,923.00	$605,300 Land $258,200 Building $347,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28 Ledgewood Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Mar 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Ledgewood Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRAMINGHAM WATER DEPT. (MWRA) serves 72,362 people · EPA ID MA3100000
Water Source	Purchased surface water from MWRA
Last State Inspection	Apr 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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