28 Lance Ct, Elkton, MD 21921 Property Records

Cecil County property record for 28 Lance Ct, Elkton, MD 21921 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2.5 Baths
Year Built	Built 1989
Square Footage	2,720 sqft Total Area
Lot Size	63,162 sqft (1.45 acres)
Garage	Attached, 624 sqft
Occupancy	Owner Occupied
Last Sale	$222,500 (1999)
Tax Bill	$4,231.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`05-091373`
Alternative APNs	`5091373` `091373`

Interior

Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,720 sqft Total Area
Attic Area	312 sqft Attic
Attic	1 Attic
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	63,162 sqft (1.45 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	624 sqft Garage
Porch Area	315 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Sewage	Sewage Connected

Location & Zoning

Account Number	091373
Street Address	28 LANCE CT
City	ELKTON
State	MD
Zip	21921-7221
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 10 - 1.4549 ACRE 28 LANCE COURT PEMBREY
Legal Subdivision	PEMBREY SEC 2 & 3
Legal Lot Number	10
Jurisdiction	CECIL MD
Minor Civil Division	5, NORTH EAST
Census Blockgroup	4
Census Block	4018
Census Tract	30904

Owner

Source: Cecil County records · APN 05-091373

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	28 LANCE CT, ELKTON, MD 21921-7221
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 25, 1999 · Amount on Record
Deed Sale	Oct 25, 1999 · Amount on Record
Prior Sale	May 11, 1989 · Amount on Record
Deed Doc Number	1999247218
Deed Book / Page	848 / 676
Record Refreshed	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	28 LANCE CT, ELKTON, MD 21921-7221
Transaction Type	Mortgage
Record Updated	Jan 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 LANCE CT, ELKTON, MD 21921-7221

Mortgage

Document Number	0052840270
Date	Jan 19, 2023
Book Page	5284/270

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jan 15, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Cecil County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$416,900 (+18.77%) Land $141,200 Building $275,700	$416,900 (+18.77%) Land $141,200 Building $275,700
2025	$4,231.00 (+30.75%) Homeowner's exemption
2023	$3,236.00 Homeowner's exemption	$351,000 Land $141,200 Building $209,800	$351,000 Land $141,200 Building $209,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cecil County (24015C), updated May 10, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.