28 Lake Ruby Dr, Deland, FL 32724 Property Records

Volusia County property record for 28 Lake Ruby Dr, Deland, FL 32724

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,439 sqft · built 1962
Lot Size	0.833 acres (36,322 sqft)
Owner	Individual Name on Record
Last Sale	$209,900 (May 2014)
Tax Bill	$2,608 (2025)
Deeds & Mortgages	Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7001-03-53-0060`

Property Details

APN / Parcel Number

Primary APN	`7001-03-53-0060`
Alternative APNs	`30170103530060` `2160659.0` `2160659`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,439 sqft Living Area
1st Floor Area	2,439 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1980
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	36,322 sqft (0.833 acres)
Lot Dimensions	254 ft deep x 143 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	720 sqft
Deck Area	54 sqft
Patio Area	9 sqft
Gazebo	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	2160659.0
Old Parcel Number	30170103530060
Street Address	28 LAKE RUBY DR
City	DELAND
State	FL
Zip	32724-3009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LOTS 6 & 7 BLK 53 DAYTONA PARK ESTATES SEC C MB 23 PG 98 PER OR 5161 PG 1369 PER OR 6990 PG 2923
Legal Range	30E
Legal Township	17S
Legal Section	01
Legal Subdivision	DAYTONA
Legal Tract	3
Legal Block	53
Legal Lot Number	6-7 7
Jurisdiction	VOLUSIA FL
Township / Civil Division	DELAND
Census Block Group	2
Census Block	2093
Census Tract	90305

Owner

Source: Volusia County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	28 LAKE RUBY DR, DELAND, FL 32724-3009
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2014 · Amount on Record
Deed Sale	May 19, 2014 · Amount on Record
Prior Sale	Sep 10, 2003 · Amount on Record
Deed Document Number	2014-088979
Deed Book / Page	6990 / 2923
Record Updated	Jun 8, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	28 LAKE RUBY DR, DELAND, FL 32724-3009
Document Number	0077291189
Instrument Date	Jul 26, 2019
Transaction Type	Mortgage
Record Updated	Aug 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	28 LAKE RUBY DR DELAND FL 327243009, DELAND, FL 32724-3009

Mortgage

Document Number	0077291189
Date	Aug 2, 2019
Book Page	007729/001189
Instrument	152774

Lender

Name	PLANET HM LNDG
Address	MERIDEN, CT 06450

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,608.00 (+8.49%) Homeowner's exemption Senior Citizen's exemption	$208,493 (+5.99%)	$341,998 (+5.65%) Land $80,190 Building $261,808
2023	$2,404.00 (+2.56%) Homeowner's exemption	$196,717 (+3%)	$323,701 (+9.13%) Land $68,830 Building $254,871
2022	$2,344.00 Homeowner's exemption	$190,987	$296,626 Land $68,830 Building $227,796

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DELAND serves 50,910 people · EPA ID FL3640286
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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