28 Lake Dr, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 28 Lake Dr, Howell, NJ 07731 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,860 sqft · built 1960
Lot Size	0.592 acres (25,801 sqft)
Owner	Individual Name on File
Last Sale	$385,000 (Dec 2021)
Tax Bill	$8,653 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Nov 2017 Loan Modification
Flood Zone	Zone AE (high risk)
APN	`21-00084-25-00077`

Property Details

APN / Parcel Number

Primary APN	`21-00084-25-00077`
Alternative APNs	`2100084002500077` `041170`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	1,860 sqft Living Area
1st Floor Area	1,008 sqft
Upper Floors Area	1,092 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	25,801 sqft (0.592 acres)
Lot Dimensions	215 ft deep x 120 ft wide
Garage Type	Built-in
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Patio Area	448 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	041170
Street Address	28 LAKE DR
City	HOWELL
State	NJ
Zip	07731-1508
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	ALDRICH ESTATES INC
Legal Block	84.25
Legal Lot Number	77
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	1
Census Block	1000
Census Tract	811303

Owner

Source: Monmouth County and Howell Township records · APN 21-00084-25-00077

Assessment roll updated July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	25 MAJESTIC WAY, LAKEWOOD, NJ 08701-5017
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Nov 15, 2017	Loan Modification, Mortgage MR COOPER

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 10, 2021 · Amount on Record
Deed Sale	Dec 10, 2021 · Amount on Record
Prior Sale	May 11, 2006 · Amount on Record
Deed Document Number	2021177025
Deed Book / Page	9564 / 2764
Record Updated	Sep 20, 2026

December 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Dec 10, 2021
Property Address	28 LAKE DR, HOWELL, NJ 07731-1508
Document Number	0095642764
Book / Page	9564 / 2764
Instrument Date	Nov 24, 2021
Instrument	2021177025
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	MADISON TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,071.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28 LAKE DR, HOWELL, NJ 07731-1508

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 MAJESTIC WAY, LAKEWOOD, NJ 08701-5017
Investor	Possibly a Property Investor

Mortgage

Document Number	2021177026
Date	Dec 10, 2021
Instrument	2021177026

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2051

November 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONMOUTH NJ
Property Address	28 LAKE DR, HOWELL, NJ 07731-1508
Document Number	0000006667
Book / Page	009268 / 009246
Instrument Date	Nov 15, 2017
Transaction Type	Mortgage
Record Updated	Feb 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 LAKE DR HOWELL NJ 077311508, HOWELL, NJ 07731-1508

Mortgage

Document Number	0000006667
Date	Jan 19, 2018
Book Page	009268/009246
Instrument	6667

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Amount	Amount Recorded
Term	468 Months
Due	Jan 18, 2057

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Monmouth County and Howell Township records · Assessment roll updated July 9, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$549,400 (+9.27%) Land $380,200 Building $169,200	$549,400 (+9.27%) Land $380,200 Building $169,200
2025	$8,653.00 (+8.2%)	$502,800 (+29.82%) Land $335,200 Building $167,600	$502,800 (+29.82%) Land $335,200 Building $167,600
2024	$7,997.00 (+27.34%)
2023		$387,300 Land $230,200 Building $157,100	$387,300 Land $230,200 Building $157,100
2022	$6,280.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340258113031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1978–1984)
Most Recent Claim	Jun 1984, tidal / storm surge

Wildfire

Wildfire Risk	Moderate above 44% of the US · above 63% of New Jersey
Wildfire Likelihood	About 1 in 2,128 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 317 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Fiber	8,000 / 8,000
Verizon	Fiber	2,300 / 2,300
Optimum Communications	Cable	940 / 35
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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