28 Kyle Dr, Phillipsburg, NJ 08865 Property Records

Warren County and Lopatcong Township property record for 28 Kyle Dr, Phillipsburg, NJ 08865

Property Summary

Property Type	Single Family Home
Details	2,440 sqft · built 1999
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$390,000 (Sep 2006)
Tax Bill	$10,440 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-00129-0000-00024`

Property Details

APN / Parcel Number

Primary APN	`15-00129-0000-00024`
Alternative APN	`150012900024`

Interior

Stories	2 Stories
Building Area	2,440 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Construction Type	Frame
Lot Area	7,405 sqft (0.17 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	28 KYLE DR
City	PHILLIPSBURG
State	NJ
Zip	08865-7313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R120
Legal Description	ADDITIONAL LOTS: WILLIAMSBURG
Legal Subdivision	COUNTRY HILLS/BRAKELEY PARK
Legal Block	129
Legal Lot Number	24
Jurisdiction	WARREN NJ
Township / Civil Division	LOPATCONG
Census Block Group	2
Census Block	2026
Census Tract	32200

Owner

28 Kyle Dr is owned and occupied by two individuals who acquired it in December 2009.

Source: Warren County and Lopatcong Township records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	28 KYLE DR, PHILLIPSBURG, NJ 08865-7313
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2006 · Amount on File
Deed Sale	Sep 15, 2006 · Amount on File
Prior Sale	Sep 15, 2006 · Amount on File
Deed Document Number	2006286538
Deed Book / Page	2106 / 85
Last Transfer Date	Dec 16, 2009
Transfer Doc	002296/169
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	28 KYLE DR, PHILLIPSBURG, NJ 08865-7313
Document Number	0000543693
Instrument Date	Dec 1, 2020
Transaction Type	Mortgage
Record Updated	May 25, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	28 KYLE DR PHILLIPSBURG NJ 088657313, PHILLIPSBURG, NJ 08865-7313

Mortgage

Document Number	0000543693
Date	Jan 8, 2021
Book Page	007011/000086
Instrument	543693

Lender

Name	AMERICAN PACIFIC MTG
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 7, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 28 Kyle Dr was $10,440, up 1.8% from the year before.

Source: Warren County and Lopatcong Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
County Subdivision	Lopatcong Township
Unified School District	Lopatcong Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$343,200 (-) Land $89,300 Building $253,900	$343,200 (-) Land $89,300 Building $253,900
2025	$10,440.00 (+1.84%)	$343,200 Land $89,300 Building $253,900	$343,200 Land $89,300 Building $253,900
2024	$10,251.00
2023		$343,200 Land $89,300 Building $253,900	$343,200 Land $89,300 Building $253,900
2022	$9,784.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28 Kyle Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1992–2011)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Kyle Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA NJ - PHILLIPSBURG private · serves 26,686 people · EPA ID NJ2119001
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Service Electric Cable TV Cable	1,000 / 40
Verizon Fixed Wireless	300 / 20