28 Kirkland Dr, Cabot, AR 72023 Property Records

Lonoke County property record for 28 Kirkland Dr, Cabot, AR 72023

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,988 sqft · built 1996
OwnerIndividual Name on Record
Last Sale$245,000 (Oct 2021)
Tax Bill$1,134 (2024)
Deeds & MortgagesDec 2023 Line of Credit
Oct 2021 Sale & Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN723-16073-000

Property Details

APN / Parcel Number

Primary APN723-16073-000
Alternative APN
  • 29592

Interior

Full Baths2 Baths
Stories2 Stories
Building Area1,988 sqft Living Area
1st Floor Area1,234 sqft
2nd Floor Area754 sqft
Upper Floors Area754 sqft
FlooringSubfloor
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Exterior MaterialWood
Construction TypeFrame
Foundation TypeClosed Piers
Roof TypeGable
Roof MaterialComposition Shingle
Garage TypeMixed
Garage Area576 sqft
CarportCarport
Carport Area360 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool TypeAbove-Ground Pool
PorchOpen Porch
Porch Area174 sqft
Deck Area336 sqft
Patio Area336 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address28 KIRKLAND DR
CityCABOT
StateAR
Zip72023-9331
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT:73 CITY/MUNI/TWP:CABOT SUBD:SPRING VALLEY II SEC/TWN/RNG/MER:SEC 33 TWN 05N RNG 10
Legal Range10
Legal Township05N
Legal Section33
Legal SubdivisionSPRING VALLEY II
Legal Lot Number73
JurisdictionLONOKE AR
Township / Civil DivisionMAGNESS
Census Block Group1
Census Block1027
Census Tract20106

Owner

Source: Lonoke County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address28 KIRKLAND DR, CABOT, AR 72023-9331
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 22, 2023Deed of Trust, Mortgage · Line of Credit
ARKANSAS FCU
Oct 28, 2021Warranty Deed, Transfer · FHA Mortgage
MORTGAGE FINANCIAL SERVICES LLC
Mar 3, 2020Special Warranty Deed, Transfer · FHA Mortgage
CENTENNIAL BANK
Nov 4, 2019Grant Deed, Transfer
ATTORNEY ONLY
Oct 9, 2019Trustee's Deed, Foreclosure
ATTORNEY ONLY
Dec 21, 2017Warranty Deed, Transfer · VA Mortgage
THE CARROLL MORTGAGE GROUP INC
Jul 8, 2017Loan Modification, Mortgage
EAGLE BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 28, 2021 · Amount on Record
Deed SaleOct 28, 2021 · Amount on Record
Prior SaleMar 3, 2020 · Amount on Record
Deed Document Number2021-14517
Deed Book / Page2021 / 14517
Record UpdatedJun 8, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLONOKE AR
Property Address28 KIRKLAND DR, CABOT, AR 72023-9331
Transaction TypeMortgage
Record UpdatedJan 12, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 KIRKLAND DR, CABOT, AR 72023-9331

Mortgage

Document Number0000011185
DateDec 22, 2023
Book Page2023/11185
Instrument2023-11185
Lender
NameARKANSAS FCU
TypeCredit Union
AddressLITTLE ROCK, AR 72221
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueDec 26, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLONOKE AR
Recording DateOct 28, 2021
Property Address28 KIRKLAND DR, CABOT, AR 72023-9331
Document Number0000014517
Book / Page2021 / 14517
Instrument DateOct 21, 2021
Instrument2021-14517
Transaction TypeTransfer
Record UpdatedNov 17, 2021
Title CompanyLENDERS TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$808.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address28 KIRKLAND DR, 28, CABOT, AR 72023-9331

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 KIRKLAND DR, CABOT, AR 72023-9331

Mortgage

Document Number202114518
DateOct 28, 2021
Instrument2021-14518
Lender
NameMORTGAGE FINANCIAL SERVICES LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

March 2020: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionLONOKE AR
Recording DateMar 3, 2020
Property Address28 KIRKLAND DR, CABOT, AR 72023-9331
Document Number0000002277
Book / Page2020 / 2277
Instrument DateFeb 27, 2020
Instrument2020-02277
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyLENDERS TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address810 VERMONT AVE NW, 810, WASHINGTON, DC 20420-0001

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 KIRKLAND DR, CABOT, AR 72023-9331

Mortgage

Document Number0202002278
DateMar 3, 2020
Instrument2020-02278
Lender
NameCENTENNIAL BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2050

November 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLONOKE AR
Recording DateNov 4, 2019
Property Address28 KIRKLAND DR, CABOT, AR 72023-9331
Document Number0000011131
Instrument DateOct 21, 2019
Instrument11131
Transaction TypeTransfer
Record UpdatedDec 5, 2019
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

October 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionLONOKE AR
Recording DateOct 9, 2019
Property Address28 KIRKLAND DR, CABOT, AR 72023-9331
Document Number0000010137
Instrument DateOct 4, 2019
Instrument10137
Transaction TypeForeclosure
Record UpdatedNov 1, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$515.08
Amount AccuracyConfirmed
Additional
  • Notice of Trustee Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8950 CYPRESS WATERS BLVD COPPELL TX 750194620, COPPELL, TX 75019-4620
InvestorPossibly a Property Investor

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLONOKE AR
Recording DateDec 21, 2017
Property Address28 KIRKLAND DR, CABOT, AR 72023-9331
Document Number0000012587
Book / Page2017 / 12587
Instrument DateDec 15, 2017
Transaction TypeTransfer
Record UpdatedDec 14, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount from Assessment
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012588
DateDec 21, 2017
Book Page2017/12588
Lender
NameTHE CARROLL MORTGAGE GROUP INC
TypeMortgage Company
AddressLITTLE ROCK, AR 72205
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2048

July 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLONOKE AR
Property Address28 KIRKLAND DR, CABOT, AR 72023-9331
Document Number0000007466
Instrument DateJul 8, 2017
Transaction TypeMortgage
Record UpdatedAug 17, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address525 STONERIDGE RD CABOT AR 72023, CABOT, AR 72023

Mortgage

Document Number0000007466
DateAug 1, 2017
Instrument7466
Lender
NameEAGLE BK
TypeBank
AddressSHERWOOD, AR 72116-5350
Agreement
Term12 Months
DueJul 31, 2018

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArkansas
CountyLonoke County
MunicipalityCabot City
Unified School DistrictCabot Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$32,120 (-) Land $3,300 Building $28,820
2024$1,134.00 (-6.2%)
2023$1,209.00 Homeowner's exemption$32,120 Land $3,300 Building $28,820$160,600 Land $16,500 Building $144,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 52% of Arkansas
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCABOT WATERWORKS
federal government · serves 27,578 people · EPA ID AR0000338
Water SourcePurchased surface water from several systems
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Connect2First
Fiber
1,000 / 1,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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