28 Kelley Rd, Nantucket, MA 02554 Property Records

Nantucket County and Nantucket Town property record for 28 Kelley Rd, Nantucket, MA 02554

Property Summary

Property TypeSingle Family Home
Details4 bd · 5 ba · 2,390 sqft · built 1970
Lot Size1.71 acres (74,848 sqft)
Owner2 Trust Names on File
Last Sale$246,500 (Oct 1993)
Tax Bill$6,725 (2026)
Deeds & MortgagesNov 2025 Line of Credit
Feb 2022 Refinance
Flood ZoneZone X (minimal risk)
APNNANT M:00054 P:00104

Property Details

APN / Parcel Number

Primary APNNANT M:00054 P:00104
Alternative APN
  • 3009

Interior

Bedrooms4 Beds
Full Baths5 Baths
Stories2 Stories
Building Area2,390 sqft Living Area
Gross Area5,708 sqft
1st Floor Area1,610 sqft
AtticAttic
Attic Area708 sqft
Basement Area864 sqft
Unfinished Basement864 sqft

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleCape Cod
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area74,848 sqft (1.71 acres)
GreenhouseGreenhouse

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number3009
Street Address28 KELLEY RD
CityNANTUCKET
StateMA
Zip02554-2905
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLUG1
JurisdictionNANTUCKET MA
Township / Civil DivisionNANTUCKET
Census Block Group2
Census Block2026
Census Tract950500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Nantucket Historic District
listed 1966 · National Historic Landmark (designated 1966) · NRIS 66000772

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

28 Kelley Rd is held in a trust since October 1993.

Source: Nantucket County and Nantucket Town records, as of October 20, 2026

Owner of Record2 Trust Names on File
Mailing AddressPO BOX 2357, NANTUCKET, MA 02584-2357
Owner TypeIndividual
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 24, 2025Deed of Trust, Mortgage · Line of Credit
ROCKLAND TRUST CO
Feb 28, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
ROCKLAND TRUST CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 14, 1993 · Amount on File
Deed SaleOct 14, 1993 · Amount on File
Prior SaleApr 9, 1991 · Amount on File
Deed Book / Page427 / 328
Transfer Doc0362000165
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNANTUCKET MA
Property Address28 KELLEY RD, NANTUCKET, MA 02554-2905
Transaction TypeMortgage
Record UpdatedDec 17, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002037-136
DateNov 24, 2025
Book Page2037/136
Instrument2763
Lender
NameROCKLAND TRUST CO
TypeNon-Lending Institution
Agreement
TypeLine of Credit
AmountAmount on Record
Term301 Months
DueDec 1, 2050
Interest
Rate TypeAdjustable Rate

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNANTUCKET MA
Property Address28 KELLEY RD, NANTUCKET, MA 02554-2905
Transaction TypeMortgage
Record UpdatedMar 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001882-256
DateFeb 28, 2022
Book Page1882/256
Instrument586
Lender
NameROCKLAND TRUST CO
TypeNon-Lending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueMar 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 28 Kelley Rd was $6,725, up 9.2% from the year before.

Source: Nantucket County and Nantucket Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNantucket County
County SubdivisionNantucket Town
Unified School DistrictNantucket School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,725.00 (+9.23%)$2,155,300 (+14.83%) Land $1,137,000 Building $1,018,300$4,435,327
2025$6,157.00 (+6.63%)$1,877,000 (+1.75%) Land $820,100 Building $1,056,900
2024$5,774.00 (+12.73%)$1,844,800 (+15.61%) Land $820,100 Building $1,024,700
2023$5,122.00$1,595,700 Land $783,400 Building $812,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28 Kelley Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 87 policies
Nearby Flood Policies87 in force
Nearby Flood Claims10 (1991–2018)
Claims Outside the SFHA7 of 10
Most Recent ClaimJan 2018 · tidal / storm surge
Claims by Event
  • Severe Winter Storm, Snowstorm, And Flooding, Jan 2015 · 2 claims
  • Coastal Storm, Oct 1991 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Kelley Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

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