28 Karen Way, Summit, NJ 07901 Property Records

Union County and Summit City property record for 28 Karen Way, Summit, NJ 07901

Property Summary

Property Type	Single Family Home
Details	3,441 sqft · built 1955
Lot Size	0.279 acres (12,149 sqft)
Owner	2 Individual Names on File
Last Sale	$1,165,000 (Dec 2020)
Tax Bill	$14,969 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-00303-0000-00021`

Property Details

APN / Parcel Number

Primary APN	`18-00303-0000-00021`
Alternative APNs	`1800123B00012` `180030300021`

Interior

Stories	1 Story
Building Area	3,441 sqft Living Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Construction Type	Frame
Lot Area	12,149 sqft (0.279 acres)
Lot Dimensions	135 ft deep x 90 ft wide
Garage Type	Attached

Location & Zoning

Old Parcel Number	1800123B00012
Street Address	28 KAREN WAY
City	SUMMIT
State	NJ
Zip	07901-1605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	INCL LOT 68
Legal Subdivision	SOUTHGAGE SEC 04
Legal Block	303
Legal Lot Number	21
Jurisdiction	UNION NJ
Township / Civil Division	SUMMIT
Census Block Group	4
Census Block	4005
Census Tract	37700

Owner

28 Karen Way is owned and occupied by two individuals who bought it in December 2020.

Source: Union County and Summit City records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	28 KAREN WAY, SUMMIT, NJ 07901-1605
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2020 · Amount on File
Deed Sale	Dec 15, 2020 · Amount on File
Prior Sale	Sep 21, 1992 · Amount on File
Deed Document Number	2020331151
Deed Book / Page	6393 / 261
Record Updated	Sep 20, 2026

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Dec 15, 2020
Property Address	28 KAREN WAY, SUMMIT, NJ 07901-1605
Document Number	0063930261
Book / Page	6393 / 261
Instrument Date	Nov 30, 2020
Instrument	331151
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	GUARDIAN TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$23,221.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	704 SUN VALLEY WAY, 704, FLORHAM PARK, NJ 07932-3006

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 KAREN WAY, SUMMIT, NJ 07901-1605

Mortgage

Document Number	705844
Date	Dec 15, 2020
Instrument	705844

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 28 Karen Way was $14,969, up 2.6% from the year before.

Source: Union County and Summit City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$334,800 (-) Land $146,500 Building $188,300	$334,800 (-) Land $146,500 Building $188,300
2025	$14,969.00 (+2.65%)	$334,800 Land $146,500 Building $188,300	$334,800 Land $146,500 Building $188,300
2024	$14,583.00
2023		$334,800 Land $146,500 Building $188,300	$334,800 Land $146,500 Building $188,300
2022	$14,339.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 28 Karen Way in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1978–2021)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Karen Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
AT&T Fixed Wireless	100 / 20