28 Karat Path, Palm Coast, FL 32164 Property Records

Flagler County property record for 28 Karat Path, Palm Coast, FL 32164

Property Summary

Property Type	Residential Multi-Family Vacant Land
Details	7 bd · 5 ba · 4,212 sqft · built 2006
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$61,000 (Nov 2004)
Tax Bill	$6,855 (2025)
Deeds & Mortgages	Jun 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7065-00570-0130`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7065-00570-0130`

Interior

Bedrooms	7 Beds
Full Baths	5 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	4,212 sqft Gross Area
1st Floor Area	3,122 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Multi-Family
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Driveway	Concrete Driveway
Driveway Area	450 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	28 KARAT PATH, A
City	PALM COAST
State	FL
Zip	32164-5670
Property Category	Residential
Property Type	Vacant Land > Residential Multi-Family
Local Zoning Code	DPX
Legal Description	PALM COAST SEC 65 BL 57 LT 13 OR 553 PG 1539 OR 602 PG 554 OR 1172 PG 1069
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	57
Legal Lot Number	13
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	2
Census Block	2024
Census Tract	60208

Owner

28 Karat Path is owned by an individual who bought it in November 2004.

Source: Flagler County records, as of September 9, 2026

Owner of Record	Individual Name on File
Mailing Address	130 SAINT JOHNS DR, PALATKA, FL 32177-7330
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2004 · Amount on File
Deed Sale	Nov 30, 2004 · Amount on File
Prior Sale	Dec 31, 1997 · Amount on File
Deed Document Number	200466472
Deed Book / Page	1172 / 1069
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	28 KARAT PATH, PALM COAST, FL 32164-5670
Transaction Type	Mortgage
Record Updated	Jun 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 KARAT PATH A, A, PALM COAST, FL 32164-5670

Mortgage

Document Number	0026951402
Date	Jun 13, 2022
Book Page	2695/1402
Instrument	2022029928

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 28 Karat Path was $6,855.

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,855.00	$377,176 Land $51,000 Building $326,176	$377,176 Land $51,000 Building $326,176
2023	$4,827.00 (-14.05%) Homeowner's exemption	$303,278 (-10.23%)	$390,510 (+0.36%) Land $42,000 Building $348,510
2022	$5,616.00 Homeowner's exemption	$337,850	$389,122 Land $45,000 Building $344,122

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28 Karat Path in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 58 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	58 in force
Nearby Flood Claims	4 (2001–2019)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Dec 2019
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Karat Path is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20