28 Juniper Dr, Wilbraham, MA 01095 Property Records

Hampden County and Palmer Town City property record for 28 Juniper Dr, Wilbraham, MA 01095

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,457 sqft · built 1972
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on Record
Last Sale	$399,000 (Mar 2021)
Tax Bill	$5,688 (2025)
Deeds & Mortgages	Sep 2018 Line of Credit May 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`PALM M:10 B:48`

Property Details

APN / Parcel Number

Primary APN	`PALM M:10 B:48`
Alternative APN	`M:0010 L:000048`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,457 sqft Living Area
Gross Area	3,734 sqft
1st Floor Area	1,457 sqft
Basement Area	1,457 sqft
Unfinished Basement	807 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,216 sqft (0.51 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	28 JUNIPER DR
City	WILBRAHAM
State	MA
Zip	01095-9714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Block	48
Jurisdiction	PALMER MA
Township / Civil Division	PALMER TOWN
Census Block Group	2
Census Block	2048
Census Tract	810300

Owner

Source: Hampden County and Palmer Town City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28 JUNIPER DR, WILBRAHAM, MA 01095-9714
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2018	Deed of Trust, Mortgage · Line of Credit COUNTRY BANK
May 20, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM CU
Feb 4, 2021	Deed of Trust, Mortgage · Line of Credit FREEDOM CU
Mar 23, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage NFM LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2021 · Amount on Record
Deed Sale	Mar 23, 2021 · Amount on Record
Prior Sale	Dec 13, 2013 · Amount on Record
Deed Document Number	202119636
Record Updated	Sep 20, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALMER MA
Property Address	28 JUNIPER DR, WILBRAHAM, MA 01095-9714
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000215861
Date	Sep 19, 2018
Instrument	215861

Lender

Name	COUNTRY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALMER MA
Property Address	28 JUNIPER DR, WILBRAHAM, MA 01095-9714
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000221908
Date	May 20, 2020
Instrument	221908

Lender

Name	FREEDOM CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2040

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALMER MA
Property Address	28 JUNIPER DR, WILBRAHAM, MA 01095-9714
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000225074
Date	Feb 4, 2021
Instrument	225074

Lender

Name	FREEDOM CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2041

Interest

Rate Type	Adjustable Rate

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Mar 23, 2021
Property Address	28 JUNIPER DR, WILBRAHAM, MA 01095-9714
Document Number	23779-539
Book / Page	23779 / 539
Instrument Date	Mar 22, 2021
Instrument	19636
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 PEARL AVE # 2, 2, REVERE, MA 02151-4230

Mortgage

Document Number	19637
Date	Mar 23, 2021
Instrument	19637

Lender

Name	NFM LENDING
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Palmer Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Palmer Town City
Unified School District	Palmer School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,688.00 (+6.42%)	$312,000 (+10.09%) Land $70,300 Building $241,700	$360,810 (+6.87%)
2024	$5,345.00 (+2.59%)	$283,400 (+7.27%) Land $63,900 Building $219,500	$337,630
2023	$5,210.00	$264,200 Land $63,900 Building $200,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Xfinity.

Cell Coverage

5G and 4G LTE (outdoors only)

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