28 Jonathan St, Belmont, MA 02478 Property Records

Middlesex County and Belmont Town property record for 28 Jonathan St, Belmont, MA 02478

Property Summary

Property Type	Condominium
Details	3 bd · 1 ba · 1,521 sqft · built 1926
Lot Size	0.094 acres (4,105 sqft)
Owner	Individual Name on Record
Last Sale	$650,000 (Nov 2022)
Tax Bill	$7,176 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Jun 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`BELM M:13 P:000158 S:U:2`

Property Details

APN / Parcel Number

Primary APN	`BELM M:13 P:000158 S:U:2`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,521 sqft Living Area
1st Floor Area	1,170 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	4,105 sqft

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	28 JONATHAN ST
City	BELMONT
State	MA
Zip	02478-4403
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	LB3
Jurisdiction	BELMONT MA
Township / Civil Division	BELMONT
Census Block Group	1
Census Block	1007
Census Tract	357600

Owner

Source: Middlesex County and Belmont Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	28 JONATHAN ST, BELMONT, MA 02478-4403
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA
Jun 16, 2020	Deed of Trust, Mortgage · Line of Credit HARVARD UNVI CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2022 · Amount on Record
Deed Sale	Nov 10, 2022 · Amount on Record
Prior Sale	Oct 28, 2009 · Amount on Record
Transfer Doc	0110000001
Record Updated	Sep 20, 2026

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELMONT MA
Recording Date	Nov 10, 2022
Property Address	28 JONATHAN ST, BELMONT, MA 02478-4403
Document Number	0001926886
Instrument Date	Nov 10, 2022
Instrument	1926886
Transaction Type	Transfer
Record Updated	Nov 24, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26-28 JONATHAN ST # UT2, UT2, BELMONT, MA 02478

Mortgage

Document Number	0001926887
Date	Nov 10, 2022
Instrument	1926887

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.63%
Type Change Date	Dec 1, 2027
Max Rate At Change	2.75%
Index	1-Year CMT

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELMONT MA
Property Address	28 JONATHAN ST, BELMONT, MA 02478-4403
Document Number	0001865256
Instrument Date	Jun 16, 2020
Transaction Type	Mortgage
Record Updated	Jan 19, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	28 JONATHAN ST BELMONT MA 024784403, BELMONT, MA 02478-4403

Mortgage

Document Number	0001865256
Date	Dec 29, 2020
Instrument	1865256

Lender

Name	HARVARD UNVI CU

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 28, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Belmont Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Belmont Town
Unified School District	Belmont School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,176.00 (-17.52%)	$630,000 (-18.6%) Building $630,000	$733,020 (+1.82%)
2024			$719,910
2023	$8,700.00	$774,000 Building $774,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2001 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELMONT WATER DEPT. (MWRA) serves 27,442 people · EPA ID MA3026000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jul 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,029 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T.

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