28 Jefferson St, Schenectady, NY 12305 Property Records

Schenectady County and Schenectady City property record for 28 Jefferson St, Schenectady, NY 12305

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,040 sqft · built 1900
Lot Size0.054 acres (2,368 sqft)
OwnerCompany Name on File
Last Sale$35,000 (Nov 2014)
Tax Bill$4,907 (2026)
Flood ZoneZone X (minimal risk)
APN421500 39.56-2-26

Property Details

APN / Parcel Number

Primary APN421500 39.56-2-26
Alternative APN
  • 150003905600020260000000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,040 sqft Living Area
1st Floor Area1,185 sqft
2nd Floor Area855 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area2,368 sqft (0.054 acres)
Lot Dimensions74 ft deep x 32 ft wide
Garage TypeDetached
Garage Area330 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area54 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address28 JEFFERSON ST
CitySCHENECTADY
StateNY
Zip12305-1007
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code03 - MULTI
Legal DescriptionAGED AFFIDAVIT REQUIRED 2 WOOD
Legal Block2
Legal Lot Number26.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group1
Census Block1002
Census Tract20300

Owner

28 Jefferson St is owned by a company that bought it in November 2014.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address674 SACANDAGA RD, SCHENECTADY, NY 12302-6024
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 7, 2014 · Amount on File
Deed SaleNov 7, 2014 · Amount on File
Deed Document Number201452512
Deed Book / Page1904 / 313
Prior Transfer DateFeb 17, 2004
Prior Transfer Doc1672000187
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 28 Jefferson St was $4,907, up 2.4% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,907.00 (+2.44%)
2025$4,790.00$108,700 Land $16,300 Building $92,400$179,997 Land $26,991 Building $153,006
2023$108,700 (-) Land $16,300 Building $92,400$137,595 (+3.8%) Land $20,633 Building $116,962
2022$108,700 Land $16,300 Building $92,400$132,561 Land $19,878 Building $112,683
2021$5,178.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28 Jefferson St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims13 (1980–2011)
Claims Outside the SFHA2 of 13
Most Recent ClaimSep 2011 · Remnants Of Tropical Storm Lee
Claims by Event
  • Hurricane Irene, Aug 2011 · 6 claims
  • Severe Storms And Flooding, Jan 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 28 Jefferson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: Massivemesh Networks.

Nearby Properties on Jefferson St

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