28 Janet Ave, Franklin, OH 45005 Property Records

Montgomery County property record for 28 Janet Ave, Franklin, OH 45005

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,371 sqft · built 1968
Lot Size	0.459 acres (19,998 sqft)
Owner	2 Individual Names on File
Last Sale	$193,500 (Oct 2021)
Tax Bill	$3,520 (2024)
Deeds & Mortgages	May 2026 Mortgage Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`K51-00103-0013`

Property Details

APN / Parcel Number

Primary APN	`K51-00103-0013`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,371 sqft Living Area
Gross Area	1,791 sqft
1st Floor Area	1,371 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Raised
Lot Area	19,998 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	290 sqft
Patio Area	50 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	28 JANET AVE
City	FRANKLIN
State	OH
Zip	45005-5805
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	324 FAIRVIEW 4
Legal Subdivision	FAIRVIEW 4
Legal Lot Number	13
Jurisdiction	MONTGOMERY OH
Township / Civil Division	MIAMI
Census Block Group	3
Census Block	3115
Census Tract	50600

Owner

28 Janet Ave is owned and occupied by two individuals who bought it in October 2021.

Source: Montgomery County records, as of May 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	28 JANET AVE, FRANKLIN, OH 45005-5805
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage HOMETAP EQUITY PARTNERS LLC
Oct 14, 2021	Warranty Deed, Transfer · FHA Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 7, 2017	Warranty Deed, Transfer · FHA Mortgage MCS MTG BANKERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2021 · Amount on File
Deed Sale	Oct 14, 2021 · Amount on File
Prior Sale	Apr 7, 2017 · Amount on File
Deed Document Number	202178799
Prior Transfer Date	Nov 18, 2004
Prior Transfer Doc	0000134052
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Recording Date	May 1, 2026
Property Address	28 JANET AVE, FRANKLIN, OH 45005-5805
Document Number	0000026392
Instrument Date	Apr 25, 2026
Instrument	202626392
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 JANET AVE, FRANKLIN, OH 45005-5805
Investor	Possibly a Property Investor

Mortgage

Document Number	0000026392,
Date	May 1, 2026
Instrument	202626392

Lender

Name	HOMETAP EQUITY PARTNERS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.38%
Max Rate	-1%

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Oct 14, 2021
Property Address	28 JANET AVE, FRANKLIN, OH 45005-5805
Document Number	0000078799
Map Reference	MB 64 PG 54
Instrument Date	Oct 6, 2021
Instrument	2021-00078799
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	HOME SERVICES TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	28 JANET AVE, CARLISLE, OH 45005-5805

Mortgage

Document Number	0000078800
Date	Oct 14, 2021
Instrument	2021-00078800

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Apr 7, 2017
Property Address	28 JANET AVE, FRANKLIN, OH 45005-5805
Document Number	0000020635
Instrument Date	Mar 22, 2017
Instrument	20635
Transaction Type	Transfer
Record Updated	Apr 26, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY LAWYERS TITLE AGCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$381.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 JANET AVE CARLISLE OH 450055805, CARLISLE, OH 45005-5805

Mortgage

Document Number	20640
Date	Apr 7, 2017
Instrument	20640

Lender

Name	MCS MTG BANKERS
Type	Mortgage Company
Address	PATCHOGUE, NY 11772

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 6, 2047

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Miami Township
Municipality	Carlisle City
Unified School District	Carlisle Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$68,270 Land $13,260 Building $55,010	$195,050 Land $37,880 Building $157,170
2024	$3,520.00 (+0.72%)
2023	$3,495.00 (+39.24%)	$68,270 (+54.81%) Land $13,260 Building $55,010	$195,050 Land $37,880 Building $157,170
2022	$2,510.00	$44,100 Land $8,550 Building $35,550
2020			$126,010 Land $24,440 Building $101,570

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 28 Janet Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	4 (1989–2020)
Most Recent Claim	Mar 2020 · other causes
Claims by Event	Severe Storms & Flooding, May 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Janet Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARLISLE CITY PWS serves 1,675 people · EPA ID OH8303803
Water Source	Purchased groundwater from FRANKLIN PUBLIC WATER SYSTEM
Last State Inspection	Oct 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon, Watch TV.

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