Essex County and Peabody City property record for 28 James St, Peabody, MA 01960
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,666 sqft · built 1947 |
| Lot Size | 0.184 acres (8,002 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $615,000 (Jun 2022) |
| Tax Bill | $6,290 (2026) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Oct 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | PEAB M:0084 B:0205 |
| Primary APN | PEAB M:0084 B:0205 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,666 sqft Living Area |
| 1st Floor Area | 1,666 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,002 sqft (0.184 acres) |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 10391 |
|---|---|
| Street Address | 28 JAMES ST |
| City | PEABODY |
| State | MA |
| Zip | 01960-5348 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Block | 205 |
| Jurisdiction | PEABODY MA |
| Township / Civil Division | PEABODY |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 210402 |
28 James St is owned and occupied by two individuals who bought it in June 2022.
Source: Essex County and Peabody City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 28 JAMES ST, PEABODY, MA 01960-5348 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 10, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC |
| Oct 21, 2021 | Personal Representative Deed, Transfer |
| Oct 21, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 10, 2022 · Amount on File |
| Deed Sale | Jun 10, 2022 · Amount on File |
| Deed Document Number | 20221520 |
| Deed Book / Page | 40993 / 37 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PEABODY MA |
| Recording Date | Jun 10, 2022 |
| Property Address | 28 JAMES ST, PEABODY, MA 01960-5348 |
| Document Number | 0040993-37 |
| Book / Page | 40993 / 37 |
| Instrument Date | Jun 10, 2022 |
| Instrument | 20220610001520 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 28 JAMES ST, PEABODY, MA 01960-5348 |
| Document Number | 220610001530 |
|---|---|
| Date | Jun 10, 2022 |
| Instrument | 220610001530 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.13% |
| Type Change Date | Jul 1, 2029 |
| Max Rate At Change | 2.25% |
| Index | Other |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | PEABODY MA |
| Recording Date | Oct 21, 2021 |
| Property Address | 28 JAMES ST, PEABODY, MA 01960-5348 |
| Document Number | 40402-183 |
| Book / Page | 40402 / 183 |
| Instrument Date | Oct 21, 2021 |
| Instrument | 20211021003390 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 28 JAMES ST, PEABODY, MA 01960-5348 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PEABODY MA |
| Recording Date | Oct 21, 2021 |
| Property Address | 28 JAMES ST, PEABODY, MA 01960-5348 |
| Document Number | 40402-187 |
| Book / Page | 40402 / 187 |
| Instrument Date | Oct 21, 2021 |
| Instrument | 20211021003410 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 28 JAMES ST, PEABODY, MA 01960-5348 |
The 2026 property tax bill for 28 James St was $6,290, up 9.6% from the year before.
Source: Essex County and Peabody City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Peabody City |
| Unified School District | Peabody School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,290.00 (+9.58%) | $664,200 (+7.15%) Land $262,200 Building $402,000 | $670,159 (-5.02%) |
| 2025 | $5,740.00 (+9.94%) | $619,900 (+8.28%) Land $242,800 Building $377,100 | $705,565 |
| 2024 | $5,221.00 (+9.62%) | $572,500 (+14.43%) Land $242,800 Building $329,700 | |
| 2023 | $4,763.00 | $500,300 Land $216,800 Building $283,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28 James St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 28 James St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PEABODY WATER DEPT. serves 54,481 people · EPA ID MA3229000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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