28 James Rd, Rantoul, IL 61866 Property Records

Champaign County property record for 28 James Rd, Rantoul, IL 61866

Property Summary

Property Type	Single Family Home
Lot Size	0.157 acres (6,844 sqft)
Owner	Company Name on Record
Last Sale	$74,500 (May 2021)
Tax Bill	$2,397 (2024)
Deeds & Mortgages	May 2021 Sale & Mortgage Jul 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`20-09-03-251-018`

Property Details

APN / Parcel Number

Primary APN	`20-09-03-251-018`

Exterior

Lot Area	6,844 sqft (0.157 acres)

Location & Zoning

Street Address	28 JAMES RD
City	RANTOUL
State	IL
Zip	61866-2815
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 32 GARDEN MANOR 2ND SUB
Legal Range	09E
Legal Township	21N
Legal Section	03
Legal Subdivision	GARDEN MANOR 2ND SUB
Legal Lot Number	32
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	RANTOUL
Census Block Group	5
Census Block	5025
Census Tract	10204

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2101 WINDSOR PL, 2, CHAMPAIGN, IL 61820-7770
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
May 20, 2021	Warranty Deed, Transfer · Conventional Mortgage HICKORY POINT BANK & TRUST
Jul 17, 2019	Loan Modification, Mortgage · Conventional Mortgage GIFFORD ST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2021 · Amount on Record
Deed Sale	May 20, 2021 · Amount on Record
Prior Sale	Aug 27, 2007 · Amount on Record
Deed Document Number	202111803
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	May 20, 2021
Property Address	28 JAMES RD, RANTOUL, IL 61866-2815
Document Number	0000011803
Map Reference	MB F PG 226
Instrument Date	May 17, 2021
Instrument	2021R11803
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$74.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2101 WINDSOR PL # Z, Z, CHAMPAIGN, IL 61820-7769

Mortgage

Document Number	0000011804
Date	May 20, 2021
Instrument	2021R11804

Lender

Name	HICKORY POINT BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2026
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	6%
Index	1-Year CMT
Max Rate	10%

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHAMPAIGN IL
Property Address	28 JAMES RD, RANTOUL, IL 61866-2815
Document Number	0000011994
Instrument Date	Jul 17, 2019
Transaction Type	Mortgage
Record Updated	Aug 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	28 JAMES RD RANTOUL IL 618662815, RANTOUL, IL 61866-2815

Mortgage

Document Number	0000011994
Date	Jul 29, 2019
Instrument	11994

Lender

Name	GIFFORD ST BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 28, 2024

Interest

Rate	4.99%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Rantoul Township
Municipality	Rantoul Village
Elementary School District	Rantoul City School District 137 (KG - 08)
Secondary School District	Rantoul Township High School District 193 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$27,630 (+37.74%) Land $5,530 Building $22,100	$82,890 (+37.74%) Land $16,590 Building $66,300
2024	$2,397.00 (+13.23%)
2022	$2,117.00	$20,060 Land $4,020 Building $16,040	$60,180 Land $12,060 Building $48,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANTOUL serves 13,000 people · EPA ID IL0190650
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

Nearby Properties on James Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures