28 Jackson St, Passaic, NJ 07055 Property Records

Passaic County and Passaic City property record for 28 Jackson St, Passaic, NJ 07055

Property Summary

Property Type	Duplex
Details	2,090 sqft · built 1900
Lot Size	0.067 acres (2,923 sqft)
Owner	Individual Name on File
Last Sale	$600,000 (Dec 2023)
Tax Bill	$7,153 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Dec 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-04070-0000-00038`

Property Details

APN / Parcel Number

Primary APN	`07-04070-0000-00038`
Alternative APN	`070407000038`

Interior

Units	2 Units
Stories	2 Stories
Building Area	2,090 sqft Living Area
Gross Area	2,089 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Wood
Construction Type	Frame
Lot Area	2,923 sqft (0.067 acres)
Lot Dimensions	117 ft deep x 25 ft wide

Location & Zoning

Street Address	28 JACKSON ST
City	PASSAIC
State	NJ
Zip	07055-6653
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-3
Legal Subdivision	MEYERS PARK
Legal Block	4070
Legal Lot Number	38
Jurisdiction	PASSAIC NJ
Township / Civil Division	PASSAIC
Census Block Group	3
Census Block	3000
Census Tract	175301

Owner

28 Jackson St, a duplex, is owned and occupied by an individual who bought it in December 2023.

Source: Passaic County and Passaic City records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	28 JACKSON ST, PASSAIC, NJ 07055-6653
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage KIND LENDING LLC
Dec 7, 2023	Deed, Transfer · Conventional Mortgage PMAC LENDING SERVICES INC
Dec 22, 2020	Grant Deed, Transfer · FHA Mortgage GET A RATE LLC
Apr 30, 2019	Grant Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2023 · Amount on File
Deed Sale	Dec 7, 2023 · Amount on File
Prior Sale	Dec 22, 2020 · Amount on File
Deed Document Number	202338828
Deed Book / Page	4630 / 115
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Recording Date	Jul 8, 2026
Property Address	28 JACKSON ST, PASSAIC, NJ 07055-6653
Document Number	0000023278
Book / Page	20020 / 205
Instrument Date	Jun 22, 2026
Instrument	202623278
Transaction Type	Mortgage
Record Updated	Aug 7, 2026
Title Company	SAND LANE TITLE AGENCY LLC, SAFE LAND TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 FAIR HILL RD, CLIFTON, NJ 07013-2403

Mortgage

Document Number	0000023278,
Date	Jul 8, 2026
Book Page	20020/205
Instrument	202623278

Lender

Name	KIND LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Dec 7, 2023
Property Address	28 JACKSON ST, PASSAIC, NJ 07055-6653
Document Number	0000038828
Book / Page	D4630 / 115
Instrument Date	Oct 26, 2023
Instrument	2023038828
Transaction Type	Transfer
Record Updated	Jul 18, 2024
Title Company	SAFE LAND TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	478 OAK ST, PASSAIC, NJ 07055-2111

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	28 JACKSON ST, PASSAIC, NJ 07055-6653
Investor	Possibly a Property Investor

Mortgage

Document Number	0000038829
Date	Dec 7, 2023
Instrument	2023038829

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2053

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PASSAIC NJ
Recording Date	Dec 22, 2020
Property Address	28 JACKSON ST, PASSAIC, NJ 07055-6653
Document Number	0000066542
Book / Page	003930 / 000240
Instrument Date	Nov 23, 2020
Instrument	66542
Transaction Type	Transfer
Record Updated	Apr 23, 2021
Title Company	SAND LANE TITLE AGENCY LLC, SAFE LAND TITLE AGCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$410.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	28 JACKSON ST PASSAIC NJ 070556653, PASSAIC, NJ 07055-6653

Mortgage

Document Number	66543
Date	Dec 22, 2020
Book Page	016684/000130
Instrument	66543

Lender

Name	GET A RATE LLC
Address	411 HACKENSACK AVE, HACKENSACK, NJ 07601-6328

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 21, 2050

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PASSAIC NJ
Recording Date	Apr 30, 2019
Property Address	28 JACKSON ST, PASSAIC, NJ 07055-6653
Document Number	0000018378
Book / Page	003565 / 000236
Instrument Date	Apr 26, 2019
Instrument	18378
Transaction Type	Transfer
Record Updated	May 21, 2019
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$255.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	138 MAIN ST PATERSON NJ 075051023, PATERSON, NJ 07505-1023

Tax Assessment & Valuation

The 2025 property tax bill for 28 Jackson St was $7,153, up 3.3% from the year before.

Source: Passaic County and Passaic City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Passaic City
Unified School District	Passaic City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$168,000 (-) Land $64,700 Building $103,300	$168,000 (-) Land $64,700 Building $103,300
2025	$7,153.00 (+3.26%)	$168,000 Land $64,700 Building $103,300	$168,000 Land $64,700 Building $103,300
2024	$6,927.00
2023		$168,000 Land $64,700 Building $103,300	$168,000 Land $64,700 Building $103,300
2022	$6,525.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 28 Jackson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 28 Jackson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 982 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T, T-Mobile.

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