Passaic County and Wayne Township property record for 28 Iowa Rd, Wayne, NJ 07470
| Property Type | Single Family Home |
|---|---|
| Details | 2,493 sqft · built 1959 |
| Lot Size | 1.43 acres (62,726 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $995,000 (Aug 2025) |
| Tax Bill | $17,064 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Jul 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-04303-0000-00054 |
| Primary APN | 14-04303-0000-00054 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,493 sqft Living Area |
|---|
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Cape Cod |
| Lot Area | 62,726 sqft |
| Old Parcel Number | 1400669J00012 |
|---|---|
| Street Address | 28 IOWA RD |
| City | WAYNE |
| State | NJ |
| Zip | 07470-5024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | PINES LAKE CO SEC 2 |
| Legal Block | 4303 |
| Legal Lot Number | 54 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 6 |
| Census Block | 6002 |
| Census Tract | 246003 |
28 Iowa Rd is owned and occupied by two individuals who bought it in August 2025.
Source: Passaic County and Wayne Township records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 28 IOWA RD, WAYNE, NJ 07470-5024 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 8, 2022 | Deed of Trust, Mortgage KEARNY BANK |
| Jul 22, 2020 | Grant Deed, Transfer · Conventional Mortgage FM HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 14, 2025 · Amount on File |
| Deed Sale | Aug 14, 2025 · Amount on File |
| Prior Sale | Jul 22, 2020 · Amount on File |
| Deed Document Number | 202527067 |
| Deed Book / Page | 4951 / 49 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 28 IOWA RD, WAYNE, NJ 07470-5024 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000030150 |
|---|---|
| Date | Jun 8, 2022 |
| Book Page | M18030/296 |
| Instrument | 2022030150 |
| Name | KEARNY BANK |
|---|---|
| Type | Bank |
| Address | FAIRFIELD, NJ 07004 |
| Amount | Amount on Record |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Jul 22, 2020 |
| Property Address | 28 IOWA RD, WAYNE, NJ 07470-5024 |
| Document Number | 0000032858 |
| Book / Page | 003832 / 000041 |
| Instrument Date | Jul 8, 2020 |
| Instrument | 32858 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2020 |
| Title Company | ANTHONY WAYNE TITLE AGENCY LLC, ANTHONY WAYNE TITLE AGCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $650.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 28 LOWA RD WAYNE NJ 07470, WAYNE, NJ 07470 |
| Document Number | 32859 |
|---|---|
| Date | Jul 22, 2020 |
| Book Page | 016285/000209 |
| Instrument | 32859 |
| Name | FM HM LOANS |
|---|---|
| Address | BROOKLYN, NY 11210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 21, 2050 |
The 2025 property tax bill for 28 Iowa Rd was $17,064, up 0.9% from the year before.
Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $284,500 (-) Land $146,100 Building $138,400 | $284,500 (-) Land $146,100 Building $138,400 | |
| 2025 | $17,064.00 (+0.87%) | $284,500 Land $146,100 Building $138,400 | $284,500 Land $146,100 Building $138,400 |
| 2024 | $16,916.00 | ||
| 2023 | $284,500 Land $146,100 Building $138,400 | $284,500 Land $146,100 Building $138,400 | |
| 2022 | $16,085.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 28 Iowa Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1983–2021) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28 Iowa Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001 |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
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