28 Howe Xing, Festus, MO 63028 Property Records

Jefferson County property record for 28 Howe Xing, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,610 sqft · built 1988
Lot Size	3.13 acres (136,778 sqft)
Owner	Individual Name on File
Last Sale	$288,800 (Jan 2020)
Tax Bill	$4,854 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Jan 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`19-9.0-29.0-1-001-054.09`

Property Details

APN / Parcel Number

Primary APN	`19-9.0-29.0-1-001-054.09`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,610 sqft Living Area
Gross Area	2,248 sqft
1st Floor Area	966 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Frame
Lot Area	136,778 sqft
Garage Type	Attached
Garage Area	638 sqft
Porch	Open Frame Porch
Porch Area	466 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	28 HOWE XING
City	FESTUS
State	MO
Zip	63028-4050
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LR2
Legal Description	HOWE CROSSING LOT 28
Legal Range	6E
Legal Township	40N
Legal Section	29
Legal Subdivision	HOWE CROSSING
Legal Block	3
Legal Lot Number	28
Jurisdiction	JEFFERSON MO
Township / Civil Division	PLATTIN
Census Block Group	3
Census Block	3007
Census Tract	701404

Owner

28 Howe Xing is owned and occupied by an individual who bought it in January 2020.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	28 HOWE XING, FESTUS, MO 63028-4050
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2019	Deed of Trust, Mortgage HUNTINGTON NAT'L BK
Jan 17, 2020	Quit Claim Deed, Transfer HUNTINGTON NAT'L BK
Nov 2, 2018	Quit Claim Deed, Mortgage DAS ACQUISITION
Mar 21, 2018	Warranty Deed, Transfer · FHA Mortgage DAS ACQUISITION
Mar 15, 2017	Warranty Deed, Transfer WESSELS LIVING TRUST (PT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2020 · Amount on File
Deed Sale	Jan 17, 2020 · Amount on File
Prior Sale	Nov 2, 2018 · Amount on File
Deed Document Number	20202154
Prior Transfer Date	May 18, 2005
Prior Transfer Doc	0000029700
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	28 HOWE XING, FESTUS, MO 63028-4050
Document Number	0000002155
Instrument Date	Dec 5, 2019
Transaction Type	Mortgage
Record Updated	Jan 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 HOWE XING FESTUS MO 630284050, FESTUS, MO 63028-4050

Mortgage

Document Number	0000002155
Date	Jan 17, 2020
Instrument	2155

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 16, 2050

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jan 17, 2020
Property Address	28 HOWE XING, FESTUS, MO 63028-4050
Document Number	0000002154
Instrument Date	Dec 5, 2019
Instrument	2154
Transaction Type	Transfer
Record Updated	Jan 31, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 HOWE XING FESTUS MO 630284050, FESTUS, MO 63028-4050

Mortgage

Document Number	2155
Date	Jan 17, 2020
Instrument	2155

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 16, 2050

November 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON MO
Recording Date	Nov 2, 2018
Property Address	28 HOWE XING, FESTUS, MO 63028-4050
Document Number	0000033662
Instrument Date	Oct 26, 2018
Instrument	33662
Transaction Type	Mortgage
Record Updated	Nov 27, 2018
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	28 HOWE XING FESTUS MO 630284050, FESTUS, MO 63028-4050

Mortgage

Document Number	33664
Date	Nov 2, 2018
Instrument	33664

Lender

Name	DAS ACQUISITION
Address	ST LOUIS, MO 63141

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2048

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Mar 21, 2018
Property Address	28 HOWE XING, FESTUS, MO 63028-4050
Document Number	0000008367
Instrument Date	Mar 14, 2018
Instrument	8367
Transaction Type	Transfer
Record Updated	Apr 24, 2018
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	28 HOWE XING FESTUS MO 630284050, FESTUS, MO 63028-4050

Mortgage

Document Number	8368
Date	Mar 21, 2018
Instrument	8368

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 20, 2048

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Mar 15, 2017
Property Address	28 HOWE XING, FESTUS, MO 63028-4050
Document Number	0000007780
Instrument Date	Mar 15, 2017
Instrument	7780
Transaction Type	Transfer
Record Updated	Mar 20, 2017
Title Company	NETCO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	211 S KIRKWOOD RD ST LOUIS MO 631224305, ST LOUIS, MO 63122-4305
Investor	Possibly a Property Investor

Mortgage

Document Number	7781
Date	Mar 15, 2017
Instrument	7781

Lender

Name	WESSELS LIVING TRUST (PT)
Address	5144 COUNTRY CLUB DR, HIGH RIDGE, MO 63049-3501

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 28 Howe Xing was $4,854, up 7.7% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Elementary School District	Jefferson County R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$76,400 (-) Land $8,800 Building $67,600	$402,000 (-) Land $46,200 Building $355,800
2025	$4,854.00 (+7.72%)	$76,400 Land $8,800 Building $67,600	$402,000 (-) Land $46,200 Building $355,800
2024	$4,506.00 (+0.07%)		$402,000 (+8.36%) Land $46,200 Building $355,800
2023	$4,503.00	$70,500 Land $8,800 Building $61,700	$371,000 Land $46,200 Building $324,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 28 Howe Xing in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2015–2019)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2019 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Howe Xing is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 12 serves 3,300 people · EPA ID MO6024304
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL	100 / 20
Brown Dog Networks Fixed Wireless	50 / 10

May also be available: Spectrum, T-Mobile, Verizon, Wisper ISP.

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