28 Howard Ave, Norwalk, CT 06855 Property Records

Norwalk City property record for 28 Howard Ave, Norwalk, CT 06855

Property Summary

Property Type	Duplex
Details	6 bd · 3 ba · 2,903 sqft · built 1955
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Dec 2012)
Tax Bill	$13,465 (2026)
Deeds & Mortgages	May 2025 Line of Credit Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`D:3 B:19 L:29`

Property Details

APN / Parcel Number

Primary APN	`D:3 B:19 L:29`
Alternative APNs	`NORW M:3 B:19 L:29` `NWLK M:3 B:19 L:29` `7263`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,903 sqft Living Area
Gross Area	4,997 sqft
1st Floor Area	1,257 sqft
Basement Area	1,118 sqft
Unfinished Basement	560 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1985
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	7263
Street Address	28 HOWARD AVE
City	NORWALK
State	CT
Zip	06855-1511
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	C
Legal Block	19
Legal Lot Number	29
Jurisdiction	NORWALK CT
Township / Civil Division	NORWALK
Census Block Group	4
Census Block	4004
Census Tract	44300

Owner

28 Howard Ave, a duplex, is owned and occupied by two individuals who acquired it in February 2021.

Source: Norwalk City records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	28 HOWARD AVE, NORWALK, CT 06855-1511
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2025	Deed of Trust, Mortgage · Line of Credit KEY BANK NA
Mar 9, 2021	Deed of Trust, Mortgage · Balloon Mortgage FIRST COUNTY BANK
Feb 23, 2021	Quit Claim Deed, Transfer Quitclaim
Jan 16, 2019	Quit Claim Deed, Transfer · Stand-Alone Refinance SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2012 · Amount on File
Deed Sale	Dec 14, 2012 · Amount on File
Deed Book / Page	7726 / 306
Last Transfer Date	Feb 22, 2021
Transfer Doc	9176-238
Record Updated	Oct 29, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORWALK CT
Property Address	28 HOWARD AVE, NORWALK, CT 06855-1511
Transaction Type	Mortgage
Record Updated	Nov 25, 2025
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009860-104
Date	May 1, 2025
Book Page	9860/104
Instrument	2025003466

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2055

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORWALK CT
Property Address	28 HOWARD AVE, NORWALK, CT 06855-1511
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009187-119
Date	Mar 9, 2021
Book Page	9187/119
Instrument	2021002908

Lender

Name	FIRST COUNTY BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORWALK CT
Recording Date	Feb 23, 2021
Property Address	28 HOWARD AVE, NORWALK, CT 06855-1511
Document Number	009176-238
Book / Page	9176 / 238
Instrument Date	Feb 22, 2021
Instrument	2021002248
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	28 HOWARD AVE, NORWALK, CT 06855-1511

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORWALK CT
Recording Date	Jan 16, 2019
Property Address	28 HOWARD AVE, NORWALK, CT 06855-1511
Document Number	8785-30
Book / Page	8785 / 30
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8785-32
Date	Jan 16, 2019
Book Page	8785/32

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	349 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 28 Howard Ave was $13,465, up 1.4% from the year before.

Source: Norwalk City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Norwalk City
Unified School District	Norwalk School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,465.00 (+1.39%)	$555,690 (-) Land $181,660 Building $374,030	$674,181 (+73.32%)
2025	$13,281.00	$555,690 Land $181,660 Building $374,030	$388,983 Land $127,162 Building $261,821
2024	$13,281.00 (+25.68%)
2023	$10,567.00 (+4.69%)	$421,240 (+2.43%) Land $140,910 Building $280,330
2022	$10,094.00	$411,250 Land $140,910 Building $270,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28 Howard Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Howard Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORWALK FIRST TAXING DISTRICT serves 40,256 people · EPA ID CT1030011
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Xfinity.

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