28 Honor Ln, Inlet Beach, FL 32461 Property Records

Walton County property record for 28 Honor Ln, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	6 bd · 7 ba · 5,158 sqft · built 2019
Lot Size	0.112 acres (4,922 sqft)
Owner	2 Trust Names on Record
Last Sale	$3,229,160 (Dec 2019)
Tax Bill	$28,618 (2024)
Deeds & Mortgages	Dec 2019 Sale & Mortgage Mar 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-3S-18-16310-000-0160`

Property Details

APN / Parcel Number

Primary APN	`20-3S-18-16310-000-0160`
Alternative APN	`1084396`

Interior

Bedrooms	6 Beds
Full Baths	7 Baths
Stories	4 Stories
Building Area	5,158 sqft Living Area
Gross Area	6,354 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2019
Exterior Material	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	4,922 sqft (0.112 acres)
Lot Dimensions	9.9 ft deep x 5 ft wide
Garage Type	Finished
Garage Area	475 sqft
Deck Area	Deck Area
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1084396
Street Address	28 HONOR LN
City	INLET BEACH
State	FL
Zip	32461-0942
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 GRACE POINT PHASE 1 REPLAT PB 22-69 FKA GRACE POINT PHASE 1 PB 19-44 OR 3043-105 OR 3068-4648 OR 3127-3438 ,
Legal Range	18W
Legal Township	03S
Legal Section	20
Legal Subdivision	GRACE POINT PHASE 1
Legal Phase	1,16
Legal Lot Number	16
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1037
Census Tract	950611

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Co-owner	Co-owner on Record
Mailing Address	210 GRACE POINT WAY, INLET BEACH, FL 32461-7180
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2019	Warranty Deed, Transfer · Conventional Mortgage EMERALD COAST TITLE SVCS LLC
Mar 26, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Jun 1, 2017	Warranty Deed, Transfer SHORELINE TITLE INSURANCE, SHORELINE TITLE INS

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Dec 18, 2019 · Amount on Record
Deed Sale	Dec 18, 2019 · Amount on Record
Prior Sale	Mar 26, 2018 · Amount on Record
Deed Document Number	20190044274
Deed Book / Page	3127 / 3438
Record Updated	Jun 8, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 18, 2019
Property Address	28 HONOR LN, INLET BEACH, FL 32461-0942
Document Number	0031273438
Book / Page	3127 / 3438
Map Reference	MB 19 PG 44
Instrument Date	Dec 16, 2019
Instrument	20190044274
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	EMERALD COAST TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$22,604.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	91 W WIEUCA RD NE # NEA2000, 91, ATLANTA, GA 30342-3248

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	12 GLEN CREEK LN, SAINT LOUIS, MO 63124-1523

Mortgage

Document Number	0000000000
Date	Dec 18, 2019
Instrument	3127-3443

Lender

Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.12%
Index	1-Year LIBOR
Max Rate	8.12%

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 26, 2018
Property Address	28 HONOR LN, INLET BEACH, FL 32461-0942
Document Number	0030684648
Book / Page	003068 / 004648
Instrument Date	Mar 23, 2018
Instrument	9614
Transaction Type	Transfer
Record Updated	Apr 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$4,655.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	272 E YACHT POND LN WATERSOUND FL 32461, WATERSOUND, FL 32461

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jun 1, 2017
Property Address	28 HONOR LN, INLET BEACH, FL 32461-0942
Document Number	0030430105
Book / Page	003043 / 000105
Instrument Date	May 30, 2017
Instrument	17964
Transaction Type	Transfer
Record Updated	Jun 14, 2017
Title Company	SHORELINE TITLE INSURANCE, SHORELINE TITLE INS

Transaction

Amount	Amount Recorded
Tax	$9,450.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	309 WARDENBURG FARMS DR WILDWOOD MO 630054981, WILDWOOD, MO 63005-4981

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$4,196,480 (-0.65%) Land $1,466,250 Building $2,730,230	$4,196,480 (-0.65%) Land $1,466,250 Building $2,730,230
2024	$28,618.00 (+3.58%)
2023	$27,629.00 (+1.02%) Homeowner's exemption	$4,223,922 (+7.01%) Land $1,466,250 Building $2,757,672	$4,223,922 (+7.01%) Land $1,466,250 Building $2,757,672
2022	$27,349.00 Homeowner's exemption	$3,947,195 Land $1,528,775 Building $2,418,420	$3,947,195 Land $1,528,775 Building $2,418,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 846 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,737 units insured incl. 891 condo units
Nearby Flood Claims	9 (2004–2020)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
CenturyLink Fiber	2,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wildstar Networks.

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