Essex County and Boxford Town property record for 28 Holmes Rd, Boxford, MA 01921
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,880 sqft · built 1980 |
| Lot Size | 2.72 acres (118,483 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $12,158 (2026) |
| Deeds & Mortgages | Jan 2021 Refinance Feb 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | BOXF M:040 B:001 L:040 |
| Primary APN | BOXF M:040 B:001 L:040 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,880 sqft Living Area |
| Gross Area | 5,069 sqft |
| Basement Area | 1,152 sqft |
| Unfinished Basement | 1,152 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 118,483 sqft (2.72 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 28 HOLMES RD |
|---|---|
| City | BOXFORD |
| State | MA |
| Zip | 01921-2738 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Block | 1 |
| Legal Lot Number | 40 |
| Jurisdiction | BOXFORD MA |
| Township / Civil Division | BOXFORD |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 213100 |
28 Holmes Rd is owned and occupied by an individual.
Source: Essex County and Boxford Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 28 HOLMES RD, BOXFORD, MA 01921-2738 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Jan 21, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK |
| Feb 21, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOXFORD MA |
| Property Address | 28 HOLMES RD, BOXFORD, MA 01921-2738 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39436-339 |
|---|---|
| Date | Jan 21, 2021 |
| Book Page | 39436/339 |
| Instrument | 20210121002630 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BOXFORD MA |
| Recording Date | Feb 21, 2017 |
| Property Address | 28 HOLMES RD, BOXFORD, MA 01921-2738 |
| Document Number | 35690-252 |
| Book / Page | 035690 / 000252 |
| Instrument Date | Jan 6, 2017 |
| Instrument | 1702210170 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 115 WERN AVE #3 GLOUCESTER MA 01930, 3, GLOUCESTER, MA 01930 |
The 2026 property tax bill for 28 Holmes Rd was $12,158, up 5.6% from the year before.
Source: Essex County and Boxford Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Boxford Town |
| Elementary School District | Boxford School District (PK - 06) |
| Secondary School District | Masconomet School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,158.00 (+5.57%) | $897,900 (+4.86%) Land $448,500 Building $449,400 | $959,897 (-9.22%) |
| 2025 | $11,517.00 (+0.1%) | $856,300 (-2.87%) Land $427,100 Building $429,200 | $1,057,350 |
| 2024 | $11,505.00 (+6.7%) | $881,600 (+13.16%) Land $427,100 Building $454,500 | |
| 2023 | $10,783.00 | $779,100 Land $381,500 Building $397,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28 Holmes Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1978) |
| Most Recent Claim | Feb 1978 · Coastal Storms, Flood, Ice & Snow |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28 Holmes Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber | 980 / 880 |
5G and 4G LTE (outdoors only)
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