28 Hilltop Rd, Carmel, ME 04419 Property Records

Penobscot County and Carmel Town property record for 28 Hilltop Rd, Carmel, ME 04419

Property Summary

Property TypeSingle Family Home
Lot Size10.8 acres (473,497 sqft)
Owner2 Individual Names on File
Last Sale$118,800 (Apr 2019)
Tax Bill$3,481 (2025)
Deeds & MortgagesDec 2020 Mortgage
Apr 2019 Mortgage
Flood ZoneZone X (minimal risk)
APNCARM M:0003 L:23-7A

Property Details

APN / Parcel Number

Primary APNCARM M:0003 L:23-7A
Alternative APNs
  • M:0003 L:23=7A
  • 651

Exterior

Architectural StyleMulti-Family
Lot Area473,497 sqft (10.8 acres)

Location & Zoning

Account Number651
Street Address28 HILLTOP RD
CityCARMEL
StateME
Zip04419-3530
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionSTEVE BROWN
Legal Lot Number23-7A
JurisdictionCARMEL ME
Township / Civil DivisionCARMEL
Census Block Group1
Census Block1012
Census Tract11000

Owner

28 Hilltop Rd is owned and occupied by two individuals who bought it in April 2019.

Source: Penobscot County and Carmel Town records, as of May 22, 2026

Owner of Record2 Individual Names on File
Mailing Address28 HILLTOP RD, CARMEL, ME 04419-3530
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2020Deed of Trust, Mortgage · VA Mortgage
NATIONSTAR MORTGAGE LLC
Apr 17, 2019Warranty Deed, Transfer · VA Mortgage
RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 17, 2019 · Amount on File
Deed SaleApr 17, 2019 · Amount on File
Prior SaleDec 30, 2013 · Amount on File
Deed Document Number20199680
Deed Book / Page15119 / 55
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARMEL ME
Property Address28 HILLTOP RD, CARMEL, ME 04419-3530
Transaction TypeMortgage
Record UpdatedJul 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0158430051
DateDec 28, 2020
Book Page15843/51
Instrument42986
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term349 Months
DueJan 1, 2050

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARMEL ME
Recording DateApr 17, 2019
Property Address28 HILLTOP RD, CARMEL, ME 04419-3530
Document Number0151190055
Book / Page15119 / 55
Instrument DateApr 12, 2019
Instrument9680
Transaction TypeTransfer
Record UpdatedJul 25, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address51 GEORGES RD, ORLAND, ME 04472
InvestorPossibly a Property Investor

Mortgage

Document Number0000009682
DateApr 17, 2019
Instrument9682
Lender
NameRESIDENTIAL MORTGAGE SERVICES
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 28 Hilltop Rd was $3,481, up 15.8% from the year before.

Source: Penobscot County and Carmel Town assessment roll, as of May 22, 2026

Property Jurisdictions

TypeName
StateMaine
CountyPenobscot County
County SubdivisionCarmel Town
Unified School DistrictSchool Administrative District 23 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$3,481.00 (+15.76%)$220,300 (-) Land $62,500 Building $157,800
2024$3,007.00$220,300 Land $62,500 Building $157,800
2022$2,776.00$220,300 Land $62,500 Building $157,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 28 Hilltop Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 7, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Hilltop Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: T-Mobile.

Nearby Properties on Hilltop Rd

Nearby Streets

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