28 High St, Waterville, ME 04901 Property Records

Kennebec County and Waterville City property record for 28 High St, Waterville, ME 04901

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,577 sqft · built 1895
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$37,500 (Dec 2016)
Tax Bill	$2,457 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jul 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`WAVL M:057 B:309`

Property Details

APN / Parcel Number

Primary APN	`WAVL M:057 B:309`
Alternative APN	`3644`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,577 sqft Living Area
Gross Area	3,819 sqft

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	3644
Street Address	28 HIGH ST
City	WATERVILLE
State	ME
Zip	04901-5638
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Block	309
Jurisdiction	WATERVILLE ME
Township / Civil Division	WATERVILLE
Census Block Group	3
Census Block	3010
Census Tract	24101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

28 High St, a duplex, is owned and occupied by an individual who bought it in December 2016.

Source: Kennebec County and Waterville City records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	28 HIGH ST, WATERVILLE, ME 04901-5638
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Deed of Trust, Mortgage CONNECTED CREDIT UNION
Jul 27, 2022	Deed of Trust, Mortgage · Line of Credit NEW DIMENSIONS FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2016 · Amount on File
Deed Sale	Dec 5, 2016 · Amount on File
Prior Sale	Jun 3, 2005 · Amount on File
Deed Document Number	201628686
Deed Book / Page	12482 / 161
Transfer Doc	2016028686
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERVILLE ME
Recording Date	Aug 31, 2026
Property Address	28 HIGH ST, WATERVILLE, ME 04901-5638
Document Number	0000020145
Book / Page	15841 / 112
Instrument Date	Aug 20, 2026
Instrument	202620145
Transaction Type	Mortgage
Record Updated	Sep 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 HIGH ST, WATERVILLE, ME 04901-5638

Mortgage

Document Number	0000020145,
Date	Aug 31, 2026
Book Page	15841/112
Instrument	202620145

Lender

Name	CONNECTED CREDIT UNION

Agreement

Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2046

Interest

Max Rate	-1%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERVILLE ME
Property Address	28 HIGH ST, WATERVILLE, ME 04901-5638
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022017956
Date	Jul 27, 2022
Book Page	14525/25
Instrument	2022017956

Lender

Name	NEW DIMENSIONS FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 28 High St was $2,457.

Source: Kennebec County and Waterville City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
Municipality	Waterville City
Unified School District	Waterville (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,457.00	$144,500 Land $14,200 Building $130,300
2023	$2,316.00 (+50.59%)	$116,400 (+95.63%) Land $11,000 Building $105,400
2022	$1,538.00	$59,500 Land $8,200 Building $51,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 28 High St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 18, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 High St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.7% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENNEBEC WATER DISTRICT serves 22,060 people · EPA ID ME0090750
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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