28 High St, Front Royal, VA 22630 Property Records

Warren County property record for 28 High St, Front Royal, VA 22630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,088 sqft · built 1868
Lot Size	0.196 acres (8,538 sqft)
Owner	Individual Name on File
Last Sale	$359,999 (Mar 2023)
Tax Bill	$1,814 (2026)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20/A8/8/10`

Property Details

APN / Parcel Number

Primary APN	`20/A8/8/10`
Alternative APN	`12391`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,088 sqft Living Area
Gross Area	2,752 sqft
1st Floor Area	1,284 sqft
Flooring	Softwood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1868
Effective Year Built	Effective 1960
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	8,538 sqft (0.196 acres)
Terrain	Rolling
Porch	Slab
Porch Area	352 sqft
Patio Area	312 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	12391
Old Parcel Number	20A8 8 10
Street Address	28 HIGH ST
City	FRONT ROYAL
State	VA
Zip	22630-3147
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	L10 HIGH ST MILLER
Legal Subdivision	SOUTH RIVER-TOWN
Jurisdiction	WARREN VA
Township / Civil Division	SOUTH RIVER
Census Block Group	3
Census Block	3056
Census Tract	20500

Owner

28 High St is owned and occupied by an individual who bought it in March 2023.

Source: Warren County records, as of August 27, 2026

Owner of Record	Individual Name on File
Mailing Address	28 HIGH ST, FRONT ROYAL, VA 22630-3147
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2023	Bargain and Sale Deed, Transfer · VA Mortgage GO MORTGAGE LLC
Jul 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 4, 2019	Deed, Transfer · Conventional Mortgage CBM MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2023 · Amount on File
Deed Sale	Mar 1, 2023 · Amount on File
Prior Sale	Jun 4, 2019 · Amount on File
Deed Document Number	2023831
Record Updated	Oct 29, 2026

March 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WARREN VA
Recording Date	Mar 1, 2023
Property Address	28 HIGH ST, FRONT ROYAL, VA 22630-3147
Document Number	0230000831
Map Reference	MB 177 PG 562
Instrument Date	Feb 28, 2023
Instrument	230000831
Transaction Type	Transfer
Record Updated	Mar 20, 2023
Title Company	OLD TOWN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	28 HIGH ST, FRONT ROYAL, VA 22630-3147

Mortgage

Document Number	0230000832
Date	Mar 1, 2023
Instrument	230000832

Lender

Name	GO MORTGAGE LLC
Type	Mortgage Company
Address	COLUMBUS, OH 43219

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2053

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN VA
Property Address	28 HIGH ST, FRONT ROYAL, VA 22630-3147
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200004846
Date	Jul 28, 2020
Instrument	200004846

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Interest

Rate	3.25%

June 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN VA
Recording Date	Jun 4, 2019
Property Address	28 HIGH ST, FRONT ROYAL, VA 22630-3147
Document Number	190002568
Map Reference	MB 177 PG 562
Instrument Date	May 30, 2019
Instrument	190002568
Transaction Type	Transfer
Record Updated	Jul 12, 2021
Title Company	COMMONWEALTH LAND TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$247.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	28 HIGH ST, FRONT ROYAL, VA 22630-3147

Mortgage

Document Number	190002569
Date	Jun 4, 2019
Instrument	190002569

Lender

Name	CBM MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 28 High St was $1,814, up 18.8% from the year before.

Source: Warren County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Warren County
Municipality	Front Royal Town
Unified School District	Warren County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,814.00 (+18.8%)	$318,880 (-) Land $57,400 Building $261,480
2025	$1,527.00 (+4.52%)	$318,880 (+6.9%) Land $57,400 Building $261,480	$318,880 (+6.9%) Land $57,400 Building $261,480
2024	$1,461.00	$298,300 (-) Land $40,300 Building $258,000	$298,300 (-) Land $40,300 Building $258,000
2023		$298,300 Land $40,300 Building $258,000	$298,300 Land $40,300 Building $258,000
2022	$1,461.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28 High St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 3, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 34 policies
Nearby Flood Policies	34 in force
Nearby Flood Claims	42 (1985–2025)
Claims Outside the SFHA	4 of 42
Most Recent Claim	May 2025 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 3 claims Flooding, High Winds, And Wind Driven Rain, Jan 1996 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 High St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FRONT ROYAL serves 15,000 people · EPA ID VA2187406
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
Brightspeed Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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