28 Higgins Rd, Old Bridge, NJ 08857 Property Records

Middlesex County and Old Bridge Township property record for 28 Higgins Rd, Old Bridge, NJ 08857

Property Summary

Property TypeSingle Family Home
Details2,177 sqft · built 1985
Lot Size0.277 acres (12,062 sqft)
Owner2 Individual Names on File
Last Sale$470,000 (Feb 2007)
Tax Bill$10,649 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN15-13003-14-00026

Property Details

APN / Parcel Number

Primary APN15-13003-14-00026
Alternative APNs
  • 1513003001400026
  • 08600000

Interior

Stories2 Stories
Building Area2,177 sqft Living Area

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Construction TypeFrame
Lot Area12,062 sqft (0.277 acres)
Lot Dimensions134 ft deep x 90 ft wide

Location & Zoning

Account Number08600000
Street Address28 HIGGINS RD
CityOLD BRIDGE
StateNJ
Zip08857-2748
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR30
Legal Description90X134
Legal SubdivisionOLD BRIDGE MANOR SEC 02
Legal Block13003
Legal Lot Number26
JurisdictionMIDDLESEX NJ
Township / Civil DivisionOLD BRIDGE
Census Block Group2
Census Block2011
Census Tract7914

Owner

28 Higgins Rd is owned and occupied by two individuals who bought it in February 2007.

Source: Middlesex County and Old Bridge Township records, as of August 24, 2026

Owner of Record2 Individual Names on File
Mailing Address28 HIGGINS RD, OLD BRIDGE, NJ 08857-2748
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 8, 2007 · Amount on File
Deed SaleFeb 8, 2007 · Amount on File
Prior SaleAug 2, 2000 · Amount on File
Deed Book / Page5787 / 581
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Recording DateJul 22, 2026
Property Address28 HIGGINS RD, OLD BRIDGE, NJ 08857-2748
Document Number0000046885
Book / Page20083 / 58
Instrument DateJul 6, 2026
Instrument202646885
Transaction TypeMortgage
Record UpdatedAug 24, 2026
Title CompanySIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 HIGGINS RD, OLD BRIDGE, NJ 08857-2748

Mortgage

Document Number0000046885,
DateJul 22, 2026
Book Page20083/58
Instrument202646885
Lender
NamePROVIDENT BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueJul 10, 2051
Interest
Rate TypeAdjustable Rate
Rate6.5%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 28 Higgins Rd was $10,649, up 1% from the year before.

Source: Middlesex County and Old Bridge Township assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMiddlesex County
County SubdivisionOld Bridge Township
Unified School DistrictOld Bridge Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$171,400 (-) Land $61,200 Building $110,200$171,400 (-) Land $61,200 Building $110,200
2025$10,649.00 (+10.03%)$171,400 Land $61,200 Building $110,200$171,400 Land $61,200 Building $110,200
2024$9,678.00
2023$171,400 Land $61,200 Building $110,200$171,400 Land $61,200 Building $110,200
2022$9,072.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 28 Higgins Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Higgins Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOLD BRIDGE MUA
serves 68,000 people · EPA ID NJ1209002
Water SourcePurchased surface water from MIDDLESEX WATER COMPANY
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable · Fiber in parts of the area
940 / 35

May also be available: Verizon.

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