Macon County property record for 28 Higdon Dr, Decatur, IL 62521
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.126 acres (5,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $78,500 (Apr 2022) |
| Tax Bill | $2,944 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Apr 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-12-27-276-007 |
| Primary APN | 04-12-27-276-007 |
|---|---|
| Alternative APN |
|
| Lot Area | 5,500 sqft (0.126 acres) |
|---|---|
| Lot Dimensions | 50 ft deep x 110 ft wide |
| Account Number | 041227276007 |
|---|---|
| Street Address | 28 HIGDON DR |
| City | DECATUR |
| State | IL |
| Zip | 62521-5364 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MUNICIPAL |
| Legal Description | L 0044 B 00 RESVY OF LOT B SOUTH SHORES 12TH ADD 110X50 |
| Legal Subdivision | SOUTH SHORES 12TH ADD |
| Legal Lot Number | B |
| Jurisdiction | MACON IL |
| Township / Civil Division | DECATUR |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 1400 |
Source: Macon County records, as of June 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 28 HIGDON DR, DECATUR, IL 62521-5364 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 9, 2025 | Deed of Trust, Mortgage HUD |
| Apr 12, 2022 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 12, 2022 · Amount on Record |
| Deed Sale | Apr 12, 2022 · Amount on Record |
| Prior Sale | Oct 30, 2006 · Amount on Record |
| Deed Document Number | 20221994831 |
| Deed Book / Page | 4888 / 799 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON IL |
| Property Address | 28 HIGDON DR, DECATUR, IL 62521-5364 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2025 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 2025R010415 |
|---|---|
| Date | Sep 9, 2025 |
| Instrument | 2025R-010415 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Amount | Amount Recorded |
|---|---|
| Term | 324 Months |
| Due | May 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACON IL |
| Recording Date | Apr 12, 2022 |
| Property Address | 28 HIGDON DR, DECATUR, IL 62521-5364 |
| Document Number | 004888/799 |
| Book / Page | 4888 / 799 |
| Map Reference | BK 300 PG 191 |
| Instrument Date | Apr 7, 2022 |
| Instrument | 1994831 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $117.75 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 28 HIGDON DR, DECATUR, IL 62521-5364 |
| Document Number | 19948324888800 |
|---|---|
| Date | Apr 12, 2022 |
| Instrument | 19948324888800 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 3.75% |
|---|
Source: Macon County assessment roll, as of June 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Macon County |
| County Subdivision | Decatur Township |
| Municipality | Decatur City |
| Unified School District | Decatur School District 61 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,944.00 | $31,550 Land $3,625 Building $27,925 | $94,659 Land $10,876 Building $83,783 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DECATUR serves 76,122 people · EPA ID IL1150150 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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