McHenry County property record for 28 Heritage Dr, Velva, ND 58790
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.366 acres (15,968 sqft) |
| Owner | Individual Name on File |
| Last Sale | $215,000 (Feb 2022) |
| Tax Bill | $1,534 (2025) |
| Deeds & Mortgages | Feb 2022 Sale & Mortgage Apr 2012 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 55003011248000 |
| Primary APN | 55003011248000 |
|---|
| Lot Area | 15,968 sqft (0.366 acres) |
|---|
| Street Address | 28 HERITAGE DR |
|---|---|
| City | VELVA |
| State | ND |
| Zip | 58790-7403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TWN: 000 SCT: 00 RNG: 000 SUB: 0055-0030 LOT: 30 VELVA-REPLAT OF PROSPECT HILLS ADDITION LOT 30 |
| Legal Subdivision | VELVA-REPLAT OF PROSPECT HILLS ADD |
| Legal Lot Number | 30 |
| Jurisdiction | MCHENRY ND |
| Township / Civil Division | VELVA |
| Census Block Group | 1 |
| Census Block | 1189 |
| Census Tract | 955900 |
28 Heritage Dr is owned and occupied by an individual who bought it in February 2022.
Source: McHenry County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 28 HERITAGE DR, VELVA, ND 58790-7403 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 23, 2022 | Warranty Deed, Transfer · Conventional Mortgage BRAVERA BANK |
| Apr 24, 2012 | Warranty Deed, Transfer · FHA Mortgage GATE CITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 23, 2022 · Amount on File |
| Deed Sale | Feb 23, 2022 · Amount on File |
| Prior Sale | Apr 24, 2012 · Amount on File |
| Deed Document Number | 2022330206 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY ND |
| Recording Date | Feb 23, 2022 |
| Property Address | 28 HERITAGE DR, VELVA, ND 58790-7403 |
| Document Number | 0000330206 |
| Instrument Date | Feb 18, 2022 |
| Instrument | 330206 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2022 |
| Title Company | MCHENRY ABSTRACT AND TITLE, MCHENRY ABSTRACT & TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 28 HERITAGE DR, VELVA, ND 58790-7403 |
| Document Number | 0000330207 |
|---|---|
| Date | Feb 23, 2022 |
| Instrument | 330207 |
| Name | BRAVERA BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY ND |
| Recording Date | Apr 24, 2012 |
| Property Address | 28 HERITAGE DR, VELVA, ND 58790-7403 |
| Document Number | 0000310289 |
| Instrument Date | Apr 12, 2012 |
| Instrument | 310289 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 28 HERITAGE DR, VELVA, ND 58790-7403 |
| Document Number | 0000310290 |
|---|---|
| Date | Apr 24, 2012 |
| Instrument | 310290 |
| Name | GATE CITY BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2042 |
| Rate | 4% |
|---|
The 2025 property tax bill for 28 Heritage Dr was $1,534.
Source: McHenry County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | North Dakota |
| County | McHenry County |
| Municipality | Velva City |
| Unified School District | Velva Public School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $105,200 (-) Land $15,800 Building $89,400 | $210,400 (-) Land $31,600 Building $178,800 | |
| 2025 | $1,534.00 | $105,200 Land $15,800 Building $89,400 | $210,400 Land $31,600 Building $178,800 |
| 2023 | $3,117.00 | $105,200 Land $15,800 Building $89,400 | $210,400 Land $31,600 Building $178,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 28 Heritage Dr in Zone X, an area of minimal flood risk, though there have been 30 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective March 24, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 29 policies |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 30 (1979–2011) |
| Claims Outside the SFHA | 11 of 30 |
| Most Recent Claim | Jun 2011 · Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28 Heritage Dr is moderate, ranking above 40% of the US, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 59% of North Dakota |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF VELVA serves 1,084 people · EPA ID ND2500964 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Also Mapped Here | NORTH PRAIRIE RWD-SYSTEM 1&2 |
| Lead | 7 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| SRT Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures