28 Hemlock St, Valatie, NY 12184 Property Records

Columbia County and Kinderhook Town property record for 28 Hemlock St, Valatie, NY 12184

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,776 sqft · built 1975
Lot Size0.52 acres (22,651 sqft)
Owner2 Trust Names on Record
Tax Bill$5,912 (2026)
Deeds & MortgagesMay 2020 Loan Modification
May 2020 Loan Modification
+ 2 more
APN104489 32.2-1-32

Property Details

APN / Parcel Number

Primary APN104489 32.2-1-32
Alternative APN
  • 448903200200010320000000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,776 sqft Living Area
1st Floor Area1,776 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1995
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area22,651 sqft (0.52 acres)
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area342 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
SewerSeptic
Water SourceWell

Location & Zoning

Street Address28 HEMLOCK ST
CityVALATIE
StateNY
Zip12184-5314
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Block1
Legal Lot Number32.000
JurisdictionCOLUMBIA NY
Township / Civil DivisionKINDERHOOK
Census Block Group4
Census Block4010
Census Tract402

Owner

Source: Columbia County and Kinderhook Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on Record
Mailing Address28 HEMLOCK ST, VALATIE, NY 12184-5314
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
May 8, 2020Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage
SEFCU
May 8, 2020Loan Modification, Mortgage · Conventional Mortgage
SEFCU
May 8, 2020Deed of Trust, Mortgage · Conventional Mortgage
SEFCU
Jan 4, 2017Deed of Trust, Mortgage · Conventional Mortgage
SEFCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateApr 25, 2016
Transfer Doc0008251345
Record UpdatedOct 29, 2026

May 2020: Loan Modification, Consolidation and Extension, Mortgage

Document TypeLoan Modification, Consolidation and Extension
JurisdictionCOLUMBIA NY
Property Address28 HEMLOCK ST, VALATIE, NY 12184-5314
Document Number0000003756
Instrument DateMay 8, 2020
Transaction TypeMortgage
Record UpdatedMay 29, 2020
Title CompanySMPR TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 HEMLOCK ST VALATIE NY 121845314, VALATIE, NY 12184-5314

Mortgage

Document Number0000003756
DateMay 19, 2020
Book Page000904/001199
Instrument3756
Lender
NameSEFCU
TypeCredit Union
AddressALBANY, NY 12206
Agreement
TypeConventional Mortgage
AmountAmount Recorded

May 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCOLUMBIA NY
Property Address28 HEMLOCK ST, VALATIE, NY 12184-5314
Document Number0000003756
Instrument DateMay 8, 2020
Transaction TypeMortgage
Record UpdatedMay 27, 2020
Title CompanySMPR TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 HEMLOCK ST VALATIE NY 121845314, VALATIE, NY 12184-5314

Mortgage

Document Number0000003756
DateMay 19, 2020
Book Page000904/001199
Instrument3756
Lender
NameSEFCU
TypeCredit Union
AddressALBANY, NY 12206
Agreement
TypeConventional Mortgage
AmountAmount Recorded

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLUMBIA NY
Property Address28 HEMLOCK ST, VALATIE, NY 12184-5314
Document Number0000003755
Instrument DateMay 8, 2020
Transaction TypeMortgage
Record UpdatedMay 27, 2020
Title CompanySMPR TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address28 HEMLOCK ST VALATIE NY 121845314, VALATIE, NY 12184-5314

Mortgage

Document Number0000003755
DateMay 19, 2020
Book Page000904/001185
Instrument3755
Lender
NameSEFCU
TypeCredit Union
AddressALBANY, NY 12206
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 18, 2050

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLUMBIA NY
Property Address28 HEMLOCK ST, VALATIE, NY 12184-5314
Document Number0000000267
Instrument DateJan 4, 2017
Transaction TypeMortgage
Record UpdatedMay 29, 2020
Title CompanySNEERINGER MONAHAN PROVOST RED

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 HEMLOCK ST VALATIE NY 121845314, VALATIE, NY 12184-5314

Mortgage

Document Number0000000267
DateJan 10, 2017
Book Page000839/001738
Instrument267
Lender
NameSEFCU
TypeCredit Union
AddressALBANY, NY 12206
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 9, 2047

Tax Assessment & Valuation

Source: Columbia County and Kinderhook Town assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyColumbia County
County SubdivisionKinderhook Town
Unified School DistrictKinderhook Central School District (Ichabod Crane) (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,912.00 (+0.48%) Homeowner's exemption Senior Citizen's exemption
2025$5,884.00$215,000 (-) Land $40,400 Building $174,600$358,333 (+11.67%) Land $67,333 Building $291,000
2023$215,000 (-) Land $40,400 Building $174,600$320,896 (+17.91%) Land $60,299 Building $260,597
2022$215,000 Land $40,400 Building $174,600$272,152 Land $51,139 Building $221,013

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBLUE SPRUCE APTS. LLC
private · serves 78 people · EPA ID NY1018149
Water SourceGroundwater
Last State InspectionNov 2025
Lead1 ppb (2016–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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