28 Haven Way, Freeport, FL 32439 Property Records

Walton County property record for 28 Haven Way, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,788 sqft · built 2014
Lot Size	0.618 acres (26,920 sqft)
Owner	2 Individual Names on File
Last Sale	$799,000 (Apr 2024)
Tax Bill	$6,007 (2025)
Deeds & Mortgages	Jun 2022 Second Mortgage Apr 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-1S-19-23095-000-0160`

Property Details

APN / Parcel Number

Primary APN	`17-1S-19-23095-000-0160`
Alternative APNs	`17-119-23095-000-0160` `1028630`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,788 sqft Living Area
Gross Area	5,110 sqft
1st Floor Area	2,100 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	26,920 sqft (0.618 acres)
Lot Dimensions	220 ft deep x 139 ft wide
Garage Type	Attached
Garage Area	744 sqft
Porch	Finished/Open Porch
Porch Area	198 sqft
Patio Area	380 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	28 HAVEN WAY
City	FREEPORT
State	FL
Zip	32439-2327
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HAMBAY
Legal Description	LOT 16 HAVEN AT HAMMOCK BAY REPLAT PB 18-60 FKA LOT 17 HAVEN AT HAMMOCK BAY PB 18-21 OR 2893-1519 OR 2930-1980 OR 2943-581 OR 3320-3715
Legal Range	019
Legal Township	01S
Legal Section	17
Legal Subdivision	HAMMOCK BAY REPLAT
Legal Block	1
Legal Lot Number	16,17
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2011
Census Tract	950502

Owner

28 Haven Way is owned and occupied by two individuals who bought it in April 2024.

Source: Walton County records, as of April 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	28 HAVEN WAY, FREEPORT, FL 32439-2327
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage EGLIN FCU
Apr 8, 2024	Warranty Deed, Transfer · Conventional Mortgage NBKC BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2024 · Amount on File
Deed Sale	Apr 8, 2024 · Amount on File
Prior Sale	Feb 21, 2014 · Amount on File
Deed Document Number	202411828
Deed Book / Page	3320 / 3715
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	28 HAVEN WAY, FREEPORT, FL 32439-2327
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032560315
Date	Jun 13, 2022
Book Page	3256/315
Instrument	20220027697

Lender

Name	EGLIN FCU
Type	Credit Union
Address	FORT WALTON BEACH, FL 32547

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jul 1, 2032

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Apr 8, 2024
Property Address	28 HAVEN WAY, FREEPORT, FL 32439-2327
Document Number	0033203715
Book / Page	3320 / 3715
Map Reference	MB 18 PGS 21
Instrument Date	Apr 5, 2024
Instrument	20240011828
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	AQUA TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,593.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3659 KING HILL DR, OGDEN, UT 84414-1659

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 PARK PLZ, NASHVILLE, TN 37203-6527

Mortgage

Document Number	20240011829
Date	Apr 8, 2024
Instrument	20240011829

Lender

Name	NBKC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 28 Haven Way was $6,007, up 38.9% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,007.00 (+38.92%)	$515,399	$635,636 Land $52,454 Building $583,182
2024	$4,324.00 (+3.62%)
2023	$4,173.00 (+5.35%) Homeowner's exemption	$576,359 (+11.34%) Land $52,454 Building $523,905	$576,359 (+11.34%) Land $52,454 Building $523,905
2022	$3,961.00 Homeowner's exemption	$517,652 Land $58,223 Building $459,429	$517,652 Land $58,223 Building $459,429

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28 Haven Way in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Haven Way is moderate, ranking above 52% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 77% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	1,000 / 1,000
Wildstar Networks Fixed Wireless	200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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