Essex County and Marblehead Town property record for 28 Harris St, Marblehead, MA 01945
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2 ba · 2,974 sqft · built 1790 |
| Lot Size | 0.023 acres (1,002 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $305,000 (Jul 2014) |
| Tax Bill | $5,907 (2026) |
| Deeds & Mortgages | Dec 2025 Transfer Sep 2019 Refinance + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MARB M:0149 B:0019 L:0 |
| Primary APN | MARB M:0149 B:0019 L:0 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,974 sqft Living Area |
| Gross Area | 3,476 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1790 |
|---|---|
| Effective Year Built | Effective 1790 |
| Architectural Style | Historical |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 1,002 sqft (0.023 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 28 HARRIS ST |
|---|---|
| City | MARBLEHEAD |
| State | MA |
| Zip | 01945-3460 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | CR |
| Legal Block | 19 |
| Jurisdiction | MARBLEHEAD MA |
| Township / Civil Division | MARBLEHEAD |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 203302 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Marblehead Historic District listed 1984 · 988 contributing resources · NRIS 84002402 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
28 Harris St, a duplex, is held in a trust since September 2025.
Source: Essex County and Marblehead Town records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 49 STONY BROOK RD, MARBLEHEAD, MA 01945-2539 |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 18, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Sep 19, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance WAKEFIELD COOPERATIVE BANK |
| Sep 19, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NATIONAL GRAND BK/MARBLEHEAD |
| Jan 30, 2018 | Deed of Trust, Mortgage · Conventional Mortgage LAWRENCE T LEW |
| Oct 10, 2017 | Deed of Trust, Mortgage · Conventional Mortgage NATIONAL GRAND BK/MARBLEHEAD |
| Apr 13, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 3, 2014 · Amount on File |
| Deed Sale | Jul 3, 2014 · Amount on File |
| Deed Book / Page | 33389 / 121 |
| Last Transfer Date | Sep 25, 2025 |
| Transfer Doc | 043135-573 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Recording Date | Dec 18, 2025 |
| Property Address | 28 HARRIS ST, MARBLEHEAD, MA 01945-3460 |
| Document Number | 043135-573 |
| Book / Page | 43135 / 573 |
| Instrument Date | Sep 25, 2025 |
| Instrument | 20251218000360 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 49 STONY BROOK RD, MARBLEHEAD, MA 01945-2539 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 28 HARRIS ST, MARBLEHEAD, MA 01945-3460 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 37856-165 |
|---|---|
| Date | Sep 19, 2019 |
| Book Page | 37856/165 |
| Instrument | 20190919001390 |
| Name | WAKEFIELD COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 28 HARRIS ST, MARBLEHEAD, MA 01945-3460 |
| Document Number | 37874-119 |
| Instrument Date | Sep 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 28 HARRIS ST MARBLEHEAD MA 019453460, MARBLEHEAD, MA 01945-3460 |
| Document Number | 37874-119 |
|---|---|
| Date | Sep 25, 2019 |
| Book Page | 037874/000119 |
| Instrument | 1909253820 |
| Name | NATIONAL GRAND BK/MARBLEHEAD |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 24, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 28 HARRIS ST, MARBLEHEAD, MA 01945-3460 |
| Document Number | 36503-68 |
| Book / Page | 036503 / 000068 |
| Instrument Date | Jan 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2018 |
| Name | Verified Name |
|---|
| Document Number | 36503-68 |
|---|---|
| Date | Jan 30, 2018 |
| Book Page | 036503/000068 |
| Instrument | 1801304330 |
| Name | LAWRENCE T LEW |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 28 HARRIS ST, MARBLEHEAD, MA 01945-3460 |
| Document Number | 36238-218 |
| Book / Page | 036238 / 000218 |
| Instrument Date | Oct 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2017 |
| Name | Verified Name |
|---|
| Document Number | 36238-218 |
|---|---|
| Date | Oct 10, 2017 |
| Book Page | 036238/000218 |
| Instrument | 1710100159 |
| Name | NATIONAL GRAND BK/MARBLEHEAD |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 9, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Recording Date | Apr 13, 2017 |
| Property Address | 28 HARRIS ST, MARBLEHEAD, MA 01945-3460 |
| Document Number | 35795-135 |
| Book / Page | 035795 / 000135 |
| Instrument Date | Apr 11, 2017 |
| Instrument | 1704130209 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 28 HARRIS ST MARBLEHEAD MA 019453460, MARBLEHEAD, MA 01945-3460 |
The 2026 property tax bill for 28 Harris St was $5,907, down 4.2% from the year before.
Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Marblehead Town |
| Unified School District | Marblehead School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,907.00 (-4.23%) | $690,100 (+1.26%) Land $325,000 Building $365,100 | $968,028 |
| 2025 | $6,168.00 (+5.35%) | $681,500 (+4.28%) Land $325,000 Building $356,500 | |
| 2024 | $5,855.00 (+9.58%) | $653,500 (+22.31%) Land $325,000 Building $328,500 | |
| 2023 | $5,343.00 | $534,300 Land $280,000 Building $254,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28 Harris St in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 38 units insured incl. 29 condo units |
| Nearby Flood Claims | 20 (1978–2018) |
| Claims Outside the SFHA | 4 of 20 |
| Most Recent Claim | Mar 2018 · Severe Winter Storm And Snowstorm |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 28 Harris St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people · EPA ID MA3168000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 949 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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