28 Harborside Dr E, Seaside Heights, NJ 08751 Property Records

Ocean County and Toms River Township property record for 28 Harborside Dr E, Seaside Heights, NJ 08751

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,126 sqft · built 1988
Lot Size	0.116 acres (5,053 sqft)
Owner	2 Individual Names on File
Last Sale	$1,200,000 (Aug 2023)
Tax Bill	$17,086 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`08-01097-01-00156`

Property Details

APN / Parcel Number

Primary APN	`08-01097-01-00156`
Alternative APN	`0801097000100156`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,126 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Lot Area	5,053 sqft (0.116 acres)
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	28 E HARBORSIDE DR
City	TOMS RIVER
State	NJ
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40W
Legal Description	.116AC 156.01
Legal Subdivision	HARBORSIDE DEV
Legal Block	1097
Legal Lot Number	156
Jurisdiction	OCEAN NJ
Township / Civil Division	TOMS RIVER
Census Block Group	1
Census Block	1049
Census Tract	727002

Owner

28 Harborside Dr E is owned by two individuals who bought it in August 2023.

Source: Ocean County and Toms River Township records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	269 TERRACE RD, FRANKLIN LAKES, NJ 07417-1612
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2023 · Amount on File
Deed Sale	Aug 7, 2023 · Amount on File
Prior Sale	Apr 20, 2004 · Amount on File
Deed Document Number	202359004
Deed Book / Page	19451 / 985
Record Updated	Sep 20, 2026

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Aug 7, 2023
Property Address	28 HARBORSIDE DR E, SEASIDE HEIGHTS, NJ 08751-1316
Document Number	0194510985
Book / Page	19451 / 985
Instrument Date	Jul 20, 2023
Instrument	2023059004
Transaction Type	Transfer
Record Updated	Aug 21, 2023
Title Company	SHORE PROP TTL AGCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$23,995.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	720 NEW HOLLAND AVE, LANCASTER, PA 17602-2137

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	269 TERRACE RD, FRANKLIN LAKES, NJ 07417-1612

Mortgage

Document Number	0194510991
Date	Aug 7, 2023
Book Page	19451/991
Instrument	2023059005

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Aug 1, 2028
Change Frequency	6 Months
Min Rate At Change	4.25%
Max Rate At Change	8.25%
Max Rate	11.2%

Tax Assessment & Valuation

The 2025 property tax bill for 28 Harborside Dr E was $17,086, up 7.3% from the year before.

Source: Ocean County and Toms River Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Toms River Township
Unified School District	Toms River Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$874,400 (-) Land $495,000 Building $379,400	$874,400 (-) Land $495,000 Building $379,400
2025	$17,086.00 (+7.31%)	$874,400 Land $495,000 Building $379,400	$874,400 Land $495,000 Building $379,400
2024	$15,922.00
2023		$874,400 (-) Land $495,000 Building $379,400	$874,400 (-) Land $495,000 Building $379,400
2022	$14,593.00 (+10.21%)	$874,400 Land $495,000 Building $379,400	$874,400 Land $495,000 Building $379,400
2021	$13,241.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28 Harborside Dr E in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 637 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	923 units insured incl. 286 condo units
Nearby Flood Claims	1,131 (1978–2024)
Claims Outside the SFHA	84 of 1,131
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 786 claims Hurricane Irene, Sep 2011 · 62 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 131 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 28 Harborside Dr E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20