Beaufort County property record for 28 Harborage Ct, Bluffton, SC 29910
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 8 ba · 3,482 sqft · built 2017 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $7,135 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Jan 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R61402900011570000 |
| Primary APN | R61402900011570000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 8 Baths |
| Half Baths | 4 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,482 sqft Living Area |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Type | Attached |
| Garage Area | 558 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | 12953745 |
|---|---|
| Old Parcel Number | R61402900011570000 |
| Street Address | 28 HARBORAGE CT |
| City | BLUFFTON |
| State | SC |
| Zip | 29910-9576 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 6106 |
| Legal Description | LOT 333 HAMPTON LAKE S/D PH 1A PB114 P88-90 PB121 P4-7 |
| Legal Subdivision | HAMPTON LAKE |
| Legal Phase | 1A |
| Legal Lot Number | 333 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 2103 |
Source: Beaufort County records, as of March 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | BLUFFTON, SC 29910 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Feb 11, 2021 | Deed of Trust, Mortgage · Stand-Alone First Mortgage FIRST CITIZENS BANK & TRUST CO |
| Jan 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TEACHERS FCU |
| Oct 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| May 28, 2021 | Deed, Transfer |
| May 11, 2017 | Trustee's Deed, Construction Loan · Construction Mortgage CITIZENS BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 5, 2025 |
| Deed Sale | Feb 5, 2025 |
| Prior Sale | Sep 13, 2016 · Amount on Record |
| Deed Document Number | 0044052840 |
| Deed Book / Page | 4018 / 1086 |
| Prior Transfer Date | May 28, 2021 |
| Prior Transfer Doc | 2021039738 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 28 HARBORAGE CT, BLUFFTON, SC 29910-9576 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 28 HARBORAGE CT, BLUFFTON, SC 29910-9576 |
| Document Number | 0000010513 |
|---|---|
| Date | Feb 11, 2021 |
| Book Page | 3970/3266 |
| Instrument | 2021010513 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Jan 27, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 28 HARBORAGE CT, BLUFFTON, SC 29910-9576 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000002550 |
|---|---|
| Date | Jan 14, 2020 |
| Book Page | 3828/1924 |
| Instrument | 2020002550 |
| Name | TEACHERS FCU |
|---|---|
| Type | Credit Union |
| Address | SMITHTOWN, NY 11787 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Property Address | 28 HARBORAGE CT, BLUFFTON, SC 29910-9576 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000075611 |
|---|---|
| Date | Oct 27, 2021 |
| Book Page | 4077/309 |
| Instrument | 2021075611 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | May 28, 2021 |
| Property Address | 28 HARBORAGE CT, BLUFFTON, SC 29910-9576 |
| Document Number | 0000039738 |
| Book / Page | 4018 / 1086 |
| Map Reference | MB 121 PG 4 |
| Instrument Date | May 28, 2021 |
| Instrument | 2021039738 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,574.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 28 HARBORAGE CT, BLUFFTON, SC 29910-9576 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | May 11, 2017 |
| Property Address | 28 HARBORAGE CT, BLUFFTON, SC 29910-9576 |
| Book / Page | 003574 / 000278 |
| Instrument Date | May 10, 2017 |
| Instrument | 25092 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 25, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 28 HARBORAGE CT BLUFFTON SC 299109576, BLUFFTON, SC 29910-9576 |
| Document Number | 0000025092 |
|---|---|
| Date | May 11, 2017 |
| Book Page | 003574/000278 |
| Instrument | 25092 |
| Name | CITIZENS BK |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 10, 2047 |
Source: Beaufort County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Municipality | Bluffton Town |
| Unified School District | Beaufort County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,135.00 (-0.07%) | $45,540 (-1.33%) | |
| 2024 | $7,140.00 (+0.76%) | $46,152 (-) Land $14,000 Building $32,152 | $1,153,800 (-) Land $350,000 Building $803,800 |
| 2023 | $7,086.00 (+3.95%) | $46,152 (+16.55%) Land $14,000 Building $32,152 | $1,153,800 (+16.55%) Land $350,000 Building $803,800 |
| 2022 | $6,817.00 Homeowner's exemption | $39,600 Land $10,000 Building $29,600 | $990,000 Land $250,000 Building $740,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 407 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 407 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BJW&SA serves 164,829 people · EPA ID SC0720003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Sparklight DSL | 30 / 5 |
| AT&T Fixed Wireless | 25 / 3 |
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