McLean County property record for 28 Harbor Pointe Cir, Bloomington, IL 61704
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,208 sqft · built 1987 |
| Lot Size | 0.253 acres (11,014 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,893 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-25-252-003 |
| Primary APN | 14-25-252-003 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,208 sqft Living Area |
| Gross Area | 4,032 sqft |
| 1st Floor Area | 1,418 sqft |
| Basement Area | 662 sqft |
| Finished Basement | 620 sqft |
| Unfinished Basement | 42 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Brick |
| Roof Material | Asphalt |
| Lot Area | 11,014 sqft (0.253 acres) |
| Lot Dimensions | 130 ft deep x 85 ft wide |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
| Greenhouse | Greenhouse |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 28 HARBOR POINTE CIR |
|---|---|
| City | BLOOMINGTON |
| State | IL |
| Zip | 61704-1438 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | NORTH POINTE NO 4 LOT 324 |
| Legal Range | 02E |
| Legal Township | 24N |
| Legal Section | 25 |
| Legal Subdivision | NORTH POINTE |
| Legal Lot Number | 324 |
| Jurisdiction | MCLEAN IL |
| Township / Civil Division | BLOOMINGTON CITY |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 506 |
28 Harbor Pointe Cir is owned and occupied by two individuals.
Source: McLean County records, as of April 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 28 HARBOR POINTE CIR, BLOOMINGTON, IL 61704-1438 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
Source: McLean County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Bloomington City |
| County | McLean County |
| County Subdivision | Bloomington City Township |
| Unified School District | McLean County Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $109,779 Land $27,159 Building $82,620 | $329,337 Land $81,477 Building $247,860 | |
| 2024 | $7,893.00 (+16.85%) | ||
| 2023 | $6,755.00 | $85,737 Land $21,211 Building $64,526 | $257,211 Land $63,633 Building $193,578 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28 Harbor Pointe Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28 Harbor Pointe Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLOOMINGTON serves 79,000 people · EPA ID IL1130200 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
May also be available: Pavlov Media.
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