28 Gregory Ter, Bloomfield, NJ 07003 Property Records

Essex County and Bloomfield Township property record for 28 Gregory Ter, Bloomfield, NJ 07003

Property Summary

Property Type	Single Family Home
Details	1,182 sqft · built 1950
Lot Size	0.127 acres (5,550 sqft)
Owner	2 Individual Names on File
Last Sale	$590,000 (Apr 2025)
Tax Bill	$13,757 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`02-01142-0000-00019`

Property Details

APN / Parcel Number

Primary APN	`02-01142-0000-00019`
Alternative APN	`020114200019`

Interior

Stories	1 Story
Building Area	1,182 sqft Living Area
1st Floor Area	1,182 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	5,550 sqft (0.127 acres)
Lot Dimensions	111 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number	020114200019
Street Address	28 GREGORY TER
City	BLOOMFIELD
State	NJ
Zip	07003-5311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	50 X 111
Legal Subdivision	GREGORY-KNOLLS SEC 01
Legal Block	1142
Legal Lot Number	19
Jurisdiction	ESSEX NJ
Township / Civil Division	BLOOMFIELD
Census Block Group	5
Census Block	5002
Census Tract	14900

Owner

Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	28 GREGORY TER, BLOOMFIELD, NJ 07003-5311
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Deed of Trust, Mortgage · FHA Mortgage EMBRACE HOME LOANS
Apr 14, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Dec 11, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Mar 31, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Apr 1, 2025	Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC
Mar 31, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Sep 14, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 1, 2025 · Amount on Record
Deed Sale	Apr 1, 2025 · Amount on Record
Prior Sale	Jan 20, 2015 · Amount on Record
Deed Document Number	202520615
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Recording Date	Apr 28, 2026
Property Address	28 GREGORY TER, BLOOMFIELD, NJ 07003-5311
Document Number	0000028401
Instrument Date	Apr 20, 2026
Instrument	202628401
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 GREGORY TER, BLOOMFIELD, NJ 07003-5311

Mortgage

Document Number	0000028401,
Date	Apr 28, 2026
Instrument	202628401

Lender

Name	EMBRACE HOME LOANS

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	5.25%
Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	28 GREGORY TER, BLOOMFIELD, NJ 07003-5311
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038572
Date	Apr 14, 2022
Instrument	2022038572

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	28 GREGORY TER, BLOOMFIELD, NJ 07003-5311
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000073754
Date	Dec 11, 2023
Instrument	2023073754

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2044

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	28 GREGORY TER, BLOOMFIELD, NJ 07003-5311
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	UNKNOWN, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040034
Date	Mar 31, 2021
Instrument	2021040034

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

April 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Apr 1, 2025
Property Address	28 GREGORY TER, BLOOMFIELD, NJ 07003-5311
Document Number	0000020615
Instrument Date	Mar 27, 2025
Instrument	2025020615
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	ACRES LAND TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,475.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 CAROLYN RD, BELLEVILLE, NJ 07109-1557

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	28 GREGORY TER, BLOOMFIELD, NJ 07003-5311

Mortgage

Document Number	0000020616
Date	Apr 1, 2025
Instrument	2025020616

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2055

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	28 GREGORY TER, BLOOMFIELD, NJ 07003-5311
Transaction Type	Mortgage
Record Updated	May 3, 2021
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021040034
Date	Mar 31, 2021
Instrument	2021040034

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	28 GREGORY TER, BLOOMFIELD, NJ 07003-5311
Document Number	0000091709
Instrument Date	Sep 14, 2019
Transaction Type	Mortgage
Record Updated	Oct 11, 2019
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 GREGORY TER BLOOMFIELD NJ 070035311, BLOOMFIELD, NJ 07003-5311

Mortgage

Document Number	0000091709
Date	Sep 27, 2019
Instrument	91709

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 26, 2049

Tax Assessment & Valuation

Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Bloomfield Township
Unified School District	Bloomfield Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$394,300 (-) Land $166,100 Building $228,200	$394,300 (-) Land $166,100 Building $228,200
2025	$13,757.00 (+2.86%)	$394,300 (-) Land $166,100 Building $228,200	$394,300 (-) Land $166,100 Building $228,200
2024	$13,374.00 (+5.93%)
2023		$394,300 Land $166,100 Building $228,200	$394,300 Land $166,100 Building $228,200
2022	$12,625.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead service line replacement Jan 2022
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 583 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum Communications.

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