28 Gregory Rd, Royal Oaks (Watsonville), CA 95076 Property Records

Monterey County property record for 28 Gregory Rd, Royal Oaks, CA 95076

Property Summary

Property TypeMulti-Family Dwellings
Details3 bd · 2 ba · 1,306 sqft · built 1983
Lot Size0.74 acres (32,234 sqft)
Owner2 Individual Names on Record
Tax Bill$4,679 (2025)
Deeds & MortgagesMay 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN119-171-025-000

Property Details

APN / Parcel Number

Primary APN119-171-025-000
Alternative APN
  • 119-171-025

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms13 Rooms
Stories1 Story
Building Area2,005 sqft Living Area
1st Floor Area2,005 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Architectural StyleCustom Design
Construction TypeWood
Lot Area32,234 sqft (0.74 acres)
Garage Area572 sqft
Parking Spaces2 Parking Spaces
Total Buildings2 Buildings

Location & Zoning

Old Parcel Number119-171-025
Street Address28 GREGORY RD
CityROYAL OAKS
StateCA
Zip95076-5561
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Local Zoning CodeR
Legal DescriptionVOL 9 PAR MAPS PG 128 PAR B .74
Legal Block1
JurisdictionMONTEREY CA
Township / Civil DivisionPAJARO
Census Block Group1
Census Block1001
Census Tract14601

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12940 ROSE CT, ROYAL OAKS, CA 95076-5454
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMay 16, 2018
Transfer Doc0000022845
Record UpdatedOct 29, 2026

May 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONTEREY CA
Recording DateMay 24, 2018
Property Address28 GREGORY RD, ROYAL OAKS, CA 95076-5561
Document Number0000022845
Map ReferenceVOL9 PG128
Instrument DateMay 16, 2018
Instrument2018022845
Transaction TypeTransfer
Record UpdatedAug 19, 2021
Title CompanyFIRST AMERICAN TITLE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address12940 ROSE CT, ROYAL OAKS, CA 95076-5454

Mortgage

Document Number0000022846
DateMay 24, 2018
Instrument2018022846
Lender
NameROYAL PACIFIC FUNDING CORP
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2048

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$240,238 (+2%) Land $33,421 Building $206,817
2025$4,679.00 (+70.95%)$235,528 (+4.04%) Land $32,766 Building $202,762
2023$2,737.00 (+1.79%)$226,385 Land $31,495 Building $194,890
2022$2,689.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims2 (1996–1998)
Claims Outside the SFHA1 of 2
Most Recent ClaimFeb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 79% of California
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCWSC LAS LOMAS
private · serves 2,132 people · EPA ID CA2710013
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Cruzio.

Nearby Properties on Gregory Rd

Nearby Streets

Search Property Records by Address or Parcel Number