28 Grasmere Rd, Lockport, NY 14094 Property Records

Niagara County and Lockport Town property record for 28 Grasmere Rd, Lockport, NY 14094

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,464 sqft · built 1945
Lot Size	0.299 acres (13,060 sqft)
Owner	2 Individual Names on File
Last Sale	$89,000 (Jun 2014)
Tax Bill	$6,076 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Aug 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`292600 109.08-3-29`

Property Details

APN / Parcel Number

Primary APN	`292600 109.08-3-29`
Alternative APN	`26001090080003029000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,464 sqft Living Area
1st Floor Area	1,272 sqft
2nd Floor Area	192 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Cape Cod
Exterior Material	Wood
Lot Area	13,060 sqft (0.299 acres)
Lot Dimensions	130 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	221 sqft
Patio Area	143 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	28 GRASMERE RD
City	LOCKPORT
State	NY
Zip	14094-3408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Subdivision	CARLISLE GARDENS
Legal Block	3
Legal Lot Number	29.000
Jurisdiction	NIAGARA NY
Township / Civil Division	LOCKPORT
Census Block Group	1
Census Block	1038
Census Tract	23402

Owner

28 Grasmere Rd is owned and occupied by two individuals who bought it in June 2014.

Source: Niagara County and Lockport Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	28 GRASMERE RD, LOCKPORT, NY 14094-3408
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2026	Deed of Trust, Mortgage · Line of Credit CORNERSTONE COMMUNITY FEDERAL CREDIT UNION
Aug 4, 2021	Deed of Trust, Mortgage · Line of Credit NORTHWEST BANK
Mar 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2014 · Amount on File
Deed Sale	Jun 9, 2014 · Amount on File
Prior Sale	Jan 20, 2006 · Amount on File
Deed Document Number	20149154
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NIAGARA NY
Recording Date	Jun 8, 2026
Property Address	28 GRASMERE RD, LOCKPORT, NY 14094-3408
Document Number	0000008328
Instrument Date	May 27, 2026
Instrument	20268328
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 GRASMERE RD, LOCKPORT, NY 14094-3408

Mortgage

Document Number	0000008328,
Date	Jun 8, 2026
Instrument	20268328

Lender

Name	CORNERSTONE COMMUNITY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.3%
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NIAGARA NY
Property Address	28 GRASMERE RD, LOCKPORT, NY 14094-3408
Transaction Type	Mortgage
Record Updated	Sep 3, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 GRASMERE RD, LOCKPORT, NY 14094-3408

Mortgage

Document Number	0000006094
Date	Aug 4, 2021
Instrument	2021-16094

Lender

Name	NORTHWEST BANK
Type	Bank
Address	WARREN, PA 16365

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Jul 26, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NIAGARA NY
Property Address	28 GRASMERE RD, LOCKPORT, NY 14094-3408
Transaction Type	Mortgage
Record Updated	Jun 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 GRASMERE RD, LOCKPORT, NY 14094-3408

Mortgage

Document Number	0000006107
Date	Mar 26, 2021
Instrument	2021-06107

Lender

Name	NORTHWEST BANK
Type	Bank
Address	WARREN, PA 16365

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 28 Grasmere Rd was $6,076 with a homeowner's exemption, down 2.6% from the year before.

Source: Niagara County and Lockport Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Niagara County
County Subdivision	Lockport Town
Unified School District	Lockport City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,076.00 (-2.6%) Homeowner's exemption
2025	$6,238.00	$230,000 Land $27,500 Building $202,500	$230,000 Land $27,500 Building $202,500
2023		$220,000 Land $27,500 Building $192,500	$220,000 Land $27,500 Building $192,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28 Grasmere Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Grasmere Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOCKPORT CITY WTP serves 21,165 people · EPA ID NY3100564
Water Source	Surface water
Last State Inspection	May 2024
Lead	10 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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