Campbell County property record for 28 Glenridge Dr, Cold Spring, KY 41076
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,248 sqft · built 1994 |
| Lot Size | 0.238 acres (10,376 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $388,000 (May 2021) |
| Tax Bill | $4,702 (2025) |
| Deeds & Mortgages | May 2021 Sale & Mortgage Jan 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-18-158.16 |
| Primary APN | 999-99-18-158.16 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,248 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Combination |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,376 sqft (0.238 acres) |
| Terrain | Combination |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 28 GLENRIDGE DR |
|---|---|
| City | COLD SPRING |
| State | KY |
| Zip | 41076-9086 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 26 SEC 2 GLENRIDGE SUBD |
| Legal Subdivision | GLENRIDGE SUB |
| Legal Phase | 2 |
| Legal Lot Number | 26 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 53100 |
28 Glenridge Dr is owned and occupied by two individuals who bought it in May 2021.
Source: Campbell County records, as of March 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 28 GLENRIDGE DR, COLD SPRING, KY 41076-9086 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 13, 2021 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Jan 4, 2018 | Deed of Trust, Mortgage · Line of Credit KEYBANK USA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 13, 2021 · Amount on File |
| Deed Sale | May 13, 2021 · Amount on File |
| Prior Sale | Mar 4, 2016 · Amount on File |
| Deed Document Number | 20215131993 |
| Deed Book / Page | 346 / 628 |
| Prior Transfer Date | Aug 2, 2008 |
| Prior Transfer Doc | 0001900187 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | May 13, 2021 |
| Property Address | 28 GLENRIDGE DR, COLD SPRING, KY 41076-9086 |
| Document Number | 0005131993 |
| Book / Page | D346 / 628 |
| Map Reference | SL 119-B |
| Instrument Date | May 10, 2021 |
| Instrument | 5131993 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2021 |
| Title Company | LAWYERS TITLE/CINCINNATI INC, LAWYERS TTL OF CINCINNATI IN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $388.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1992 WINESAP WAY, 1992, VILLA HILLS, KY 41017-5354 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 28 GLENRIDGE DR, COLD SPRING, KY 41076-9086 |
| Investor | Possibly a Property Investor |
| Document Number | 0005131994 |
|---|---|
| Date | May 13, 2021 |
| Instrument | 5131994 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jun 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 28 GLENRIDGE DR, COLD SPRING, KY 41076-9086 |
| Document Number | 0005069100 |
| Book / Page | 000951 / 000135 |
| Instrument Date | Jan 4, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2018 |
| Title Company | ACCURATE TITLE GROUP |
| Name | Verified Name |
|---|---|
| Address | 28 GLENRIDGE DR COLD SPRING KY 410769086, COLD SPRING, KY 41076-9086 |
| Document Number | 0005069100 |
|---|---|
| Date | Feb 5, 2018 |
| Book Page | 000951/000135 |
| Instrument | 5069100 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 4, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 28 Glenridge Dr was $4,702.
Source: Campbell County assessment roll, as of March 9, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Cold Spring City |
| Unified School District | Campbell County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,702.00 | $388,000 Land $50,000 Building $338,000 | $388,000 Land $50,000 Building $338,000 |
| 2023 | $4,656.00 (-4%) | $388,000 (-) Land $50,000 Building $338,000 | $388,000 (-) Land $50,000 Building $338,000 |
| 2022 | $4,850.00 | $388,000 Land $25,000 Building $363,000 | $388,000 Land $25,000 Building $363,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28 Glenridge Dr in Zone X, an area of minimal flood risk, though there have been 140 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 140 (1978–2018) |
| Most Recent Claim | Feb 2018 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28 Glenridge Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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