28 Gingham St, Trabuco Canyon, CA 92679 Property Records

Orange County property record for 28 Gingham St, Trabuco Canyon, CA 92679

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,138 sqft · built 1996
Lot Size0.139 acres (6,050 sqft)
Owner2 Company Names on Record
Last Sale$1,550,000 (Sep 2021)
Tax Bill$16,633 (2025)
Deeds & MortgagesMar 2026 Transfer
Sep 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN779-141-02

Property Details

APN / Parcel Number

Primary APN779-141-02

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area3,138 sqft Living Area

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Lot Area6,050 sqft (0.139 acres)
Garage Area587 sqft
Parking Spaces2 Parking Spaces
Pool TypePool with Hot Tub/Spa

Location & Zoning

Street Address28 GINGHAM ST
CityTRABUCO CANYON
StateCA
Zip92679-5327
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN TR 14955 BLK LOT 61
Legal SubdivisionTRACT NO 14955
Legal Tract14955
Legal Lot Number61
JurisdictionORANGE CA
Township / Civil DivisionMISSION VIEJO
Census Block Group2
Census Block2000
Census Tract32045

Owner

Source: Orange County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing AddressPO BOX 80417, RANCHO SANTA MARGARITA, CA 92688-0417
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2026Intrafamily Transfer, Transfer
Sep 3, 2021Grant Deed, Transfer · Conventional Mortgage
BRIKHO CAPITAL INC
Dec 10, 2019Deed of Trust, Mortgage · Conventional Mortgage
SCHOOLSFIRST FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 3, 2021 · Amount on Record
Deed SaleSep 3, 2021 · Amount on Record
Prior SaleFeb 24, 1997 · Amount on Record
Deed Document Number2021554824
Prior Transfer DateJul 5, 2016
Prior Transfer Doc0000331937
Record UpdatedOct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionORANGE CA
Recording DateMar 17, 2026
Property Address28 GINGHAM ST, COTO DE CAZA, CA 92679-5327
Document Number0000077613
Map ReferenceMB 728 PG 42-48
Instrument DateMar 17, 2026
Instrument2026000077613
Transaction TypeTransfer
Record UpdatedMar 27, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
AddressPO BOX 80417, RANCHO SANTA MARGARITA, CA 92688-0417

September 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionORANGE CA
Recording DateSep 3, 2021
Property Address28 GINGHAM ST, COTO DE CAZA, CA 92679-5327
Document Number0000554824
Map ReferenceMB 728 PG 42-48
Instrument DateJul 12, 2021
Instrument2021000554824
Transaction TypeTransfer
Record UpdatedSep 15, 2021
Title CompanyLAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address164 AUGUSTINE, IRVINE, CA 92618-0874

Mortgage

Document Number0000554825
DateSep 3, 2021
Instrument2021000554825
Lender
NameBRIKHO CAPITAL INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address28 GINGHAM ST, COTO DE CAZA, CA 92679-5327
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000514372
DateDec 10, 2019
Instrument2019000514372
Lender
NameSCHOOLSFIRST FCU
TypeCredit Union
AddressTUSTIN, CA 92780
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2050
Interest
Rate TypeAdjustable Rate
Rate3.25%
Type Change DateJan 1, 2025
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change5.25%
Index1-Year CMT
Max Rate8.25%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
Unified School DistrictCapistrano Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,677,769 (+2%) Land $1,240,632 Building $437,137
2025$16,633.00 (+1.96%) Homeowner's exemption$1,644,872 (+4.04%) Land $1,216,306 Building $428,566
2024$16,313.00 (+2.32%)
2023$15,943.00 (+2%) Homeowner's exemption$1,581,000 Land $1,169,075 Building $411,925
2022$15,630.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 66% of California
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSANTA MARGARITA WATER DISTRICT
serves 165,275 people · EPA ID CA3010101
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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