28 Gates Rd, Old Saybrook, CT 06475 Property Records

Old Saybrook Town property record for 28 Gates Rd, Old Saybrook, CT 06475

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,208 sqft · built 1920
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Trust Names on Record
Last Sale	$960,000 (Sep 2026)
Tax Bill	$7,006 (2025)
Deeds & Mortgages	Sep 2026 Transfer Sep 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`OSAY M:001 B:047 L`

Property Details

APN / Parcel Number

Primary APN	`OSAY M:001 B:047 L`
Alternative APN	`4100`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,208 sqft Living Area
Gross Area	1,516 sqft
1st Floor Area	632 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	3,920 sqft (0.09 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	4100
Street Address	28 GATES RD
City	OLD SAYBROOK
State	CT
Zip	06475-2711
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Block	47
Jurisdiction	OLD SAYBROOK CT
Township / Civil Division	OLD SAYBROOK
Census Block Group	3
Census Block	3039
Census Tract	670200

Owner

Source: Old Saybrook Town records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	28 GATES RD, OLD SAYBROOK, CT 06475-2711
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Quit Claim Deed, Transfer Quitclaim
Sep 16, 2026	Deed, Transfer
Jul 16, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NEWREZ LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2026 · Amount on Record
Deed Sale	Sep 16, 2026 · Amount on Record
Prior Sale	Sep 13, 2007 · Amount on Record
Deed Document Number	2026
Deed Book / Page	709 / 963
Prior Transfer Date	Sep 15, 2026
Prior Transfer Doc	0709000966
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OLD SAYBROOK CT
Recording Date	Sep 16, 2026
Property Address	28 GATES RD, OLD SAYBROOK, CT 06475-2711
Document Number	0709000966
Book / Page	709 / 966
Instrument Date	Sep 15, 2026
Transaction Type	Transfer
Record Updated	Oct 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	OLD SAYBROOK CT
Recording Date	Sep 16, 2026
Property Address	28 GATES RD, OLD SAYBROOK, CT 06475-2711
Document Number	0709000963
Book / Page	709 / 963
Instrument Date	Sep 3, 2026
Transaction Type	Transfer
Record Updated	Oct 6, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 GATES RD, OLD SAYBROOK, CT 06475-2711

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD SAYBROOK CT
Property Address	28 GATES RD, OLD SAYBROOK, CT 06475-2711
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000666-218
Date	Jul 16, 2021
Book Page	666/218

Lender

Name	NEWREZ LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Aug 1, 2031

Tax Assessment & Valuation

Source: Old Saybrook Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Old Saybrook Town
Unified School District	Old Saybrook School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,006.00 (+30.66%)	$452,000 (+72.39%) Land $281,000 Building $171,000	$316,400 Land $196,700 Building $119,700
2023	$5,362.00 (+1.84%)	$262,200 (-) Land $154,900 Building $107,300
2022	$5,265.00	$262,200 Land $154,900 Building $107,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - SHORELINE REGION-GUILFORD SYSTEM private · serves 33,975 people · EPA ID CT0608011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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