28 Garrison Ave, Fort Thomas, KY 41075 Property Records

Campbell County property record for 28 Garrison Ave, Fort Thomas, KY 41075

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 936 sqft · built 1915
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on Record
Last Sale	$81,000 (Aug 2004)
Tax Bill	$528 (2025)
Deeds & Mortgages	Jul 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`999-99-15-650.00`

Property Details

APN / Parcel Number

Primary APN	`999-99-15-650.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	936 sqft Living Area

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Terrain	Combination

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	28 GARRISON AVE
City	FORT THOMAS
State	KY
Zip	41075-2408
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 20-21 C J HELMS 60 X 100
Legal Subdivision	HELM ESTATE
Legal Lot Number	20-21
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	2
Census Block	2014
Census Tract	52800

Owner

Source: Campbell County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	28 GARRISON AVE, FORT THOMAS, KY 41075-2408
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2004 · Amount on Record
Deed Sale	Aug 5, 2004 · Amount on Record
Deed Document Number	200408 05 019 00227
Deed Book / Page	676 / 331
Last Transfer Date	Jul 23, 2026
Transfer Doc	0006172462
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMPBELL KY
Recording Date	Jul 30, 2026
Property Address	28 GARRISON AVE, FORT THOMAS, KY 41075-2408
Document Number	0006172462
Book / Page	886 / 348
Instrument Date	Jul 23, 2026
Instrument	20266172462
Transaction Type	Transfer
Record Updated	Aug 10, 2026
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 GARRISON AVE, FORT THOMAS, KY 41075-2408

Mortgage

Document Number	0006172467,
Date	Jul 30, 2026
Instrument	20266172467

Lender

Name	SUPERIOR CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Campbell County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Fort Thomas City
Unified School District	Fort Thomas Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$528.00 (-6.55%)	$143,256 (-) Land $30,000 Building $113,256	$143,256 (-) Land $30,000 Building $113,256
2023	$565.00 (-2.59%)	$143,256 (-) Land $30,000 Building $113,256	$143,256 (-) Land $30,000 Building $113,256
2022	$580.00	$143,256 Land $30,000 Building $113,256	$143,256 Land $30,000 Building $113,256

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1997)
Most Recent Claim	Mar 1997 · Severe Storm, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20