28 Garden St, Danvers, MA 01923 Property Records

Essex County and Danvers Town property record for 28 Garden St, Danvers, MA 01923

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,162 sqft · built 1954
Lot Size0.184 acres (8,002 sqft)
Owner2 Individual Names on File
Last Sale$230,000 (Feb 2013)
Tax Bill$5,563 (2025)
Deeds & MortgagesFeb 2021 Refinance
Dec 2023 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APNDANV M:049 L:042 P

Property Details

APN / Parcel Number

Primary APNDANV M:049 L:042 P

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,162 sqft Living Area
Gross Area2,324 sqft
Basement Area1,162 sqft
Unfinished Basement1,162 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,002 sqft (0.184 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address28 GARDEN ST
CityDANVERS
StateMA
Zip01923-1431
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Lot Number42
JurisdictionDANVERS MA
Township / Civil DivisionDANVERS
Census Block Group2
Census Block2010
Census Tract211402

Owner

28 Garden St is owned and occupied by two individuals who acquired it in December 2023.

Source: Essex County and Danvers Town records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address28 GARDEN ST, DANVERS, MA 01923-1431
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
SALEM FIVE MORTGAGE CORP
Dec 21, 2023Quit Claim Deed, Transfer
Quitclaim
Jun 23, 2021Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 4, 2013 · Amount on File
Deed SaleFeb 4, 2013 · Amount on File
Deed Book / Page32179 / 417
Last Transfer DateDec 21, 2023
Transfer Doc041919-152
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDANVERS MA
Property Address28 GARDEN ST, DANVERS, MA 01923-1431
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number039553-468
DateFeb 22, 2021
Book Page39553/468
Instrument20210222001940
Lender
NameSALEM FIVE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term241 Months
DueMar 1, 2041

December 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDANVERS MA
Recording DateDec 21, 2023
Property Address28 GARDEN ST, DANVERS, MA 01923-1431
Document Number041919-152
Book / Page41919 / 152
Instrument DateDec 21, 2023
Instrument20231221000200
Transaction TypeTransfer
Record UpdatedJan 5, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address28 GARDEN ST, DANVERS, MA 01923-1431

June 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDANVERS MA
Recording DateJun 23, 2021
Property Address28 GARDEN ST, DANVERS, MA 01923-1431
Document Number040008-269
Book / Page40008 / 269
Instrument DateJun 22, 2021
Instrument20210623001570
Transaction TypeTransfer
Record UpdatedJan 17, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 GARDEN ST, DANVERS, MA 01923-1431

Tax Assessment & Valuation

The 2025 property tax bill for 28 Garden St was $5,563, down 0.6% from the year before.

Source: Essex County and Danvers Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionDanvers Town
Unified School DistrictDanvers School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,563.00 (-0.63%)$506,200 (+0.46%) Land $333,500 Building $172,700$519,270
2024$5,598.00 (+2.3%)$503,900 (+8.2%) Land $333,500 Building $170,400
2023$5,472.00$465,700 Land $303,000 Building $162,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28 Garden St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies10 units insured
incl. 5 condo units
Nearby Flood Claims1 (1996)
Most Recent ClaimOct 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 28 Garden St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDANVERS WATER DEPT.
serves 28,087 people · EPA ID MA3071000
Water SourceSurface water
Last State InspectionOct 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber
980 / 880

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