28 Gandy Dr, Saint Louis, MO 63146 Property Records

St. Louis County property record for 28 Gandy Dr, Saint Louis, MO 63146

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.5 ba · 1,160 sqft · built 1959
Lot Size	0.306 acres (13,312 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Jul 2019)
Tax Bill	$2,932 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`16N-63-0070`

Property Details

APN / Parcel Number

Primary APN	`16N-63-0070`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,160 sqft Living Area
Gross Area	1,560 sqft
1st Floor Area	1,134 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	13,312 sqft (0.306 acres)
Lot Dimensions	141 ft deep x 57 ft wide
Garage Type	Attached
Garage Area	370 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Stoop
Patio Area	402 sqft
Balcony Area	26 sqft
Poultry House	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	28 GANDY DR
City	SAINT LOUIS
State	MO
Zip	63146-4937
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	GRAELER PARK PLAT 3 LOT 99
Legal Subdivision	GRAELER PARK PLAT 3
Legal Lot Number	99
Jurisdiction	ST LOUIS MO
Township / Civil Division	CREVE COEUR
Census Block Group	1
Census Block	1002
Census Tract	215004

Owner

28 Gandy Dr is owned and occupied by an individual who bought it in July 2019.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	28 GANDY DR, SAINT LOUIS, MO 63146-4937
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jul 10, 2019	Quit Claim Deed, Mortgage GOLDEN OAK LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2019 · Amount on File
Deed Sale	Jul 10, 2019 · Amount on File
Prior Sale	Jun 18, 2014 · Amount on File
Deed Document Number	2019462
Deed Book / Page	23604 / 2220
Transfer Doc	2412025248
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	28 GANDY DR, SAINT LOUIS, MO 63146-4937
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 GANDY DR, SAINT LOUIS, MO 63146-4937

Mortgage

Document Number	2022041500489
Date	Apr 15, 2022
Instrument	2022041500489

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	28 GANDY DR, SAINT LOUIS, MO 63146-4937
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 GANDY DR, SAINT LOUIS, MO 63146-4937

Mortgage

Document Number	0253203074
Date	Jan 10, 2022
Book Page	25320/3074
Instrument	2022011000709

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

July 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jul 10, 2019
Property Address	28 GANDY DR, SAINT LOUIS, MO 63146-4937
Document Number	0236042220
Book / Page	023604 / 002220
Instrument Date	Jun 29, 2019
Instrument	462
Transaction Type	Mortgage
Record Updated	Aug 16, 2019
Title Company	COPPER TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 GANDY DR ST LOUIS MO 631464937, ST LOUIS, MO 63146-4937

Mortgage

Document Number	236042226
Date	Jul 10, 2019
Book Page	023604/002226
Instrument	464

Lender

Name	GOLDEN OAK LNDG
Address	SAINT LOUIS, MO 63146

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 9, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 28 Gandy Dr was $2,932, up 8.3% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Pattonville R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$44,330 (-) Land $14,650 Building $29,680	$233,300 (-) Land $77,100 Building $156,200
2025	$2,932.00 (+8.27%)	$44,330 Land $14,650 Building $29,680	$233,300 Land $77,100 Building $156,200
2024	$2,708.00 (-0.4%)
2023	$2,719.00 (+1.04%)	$38,530 (+9.8%) Land $9,160 Building $29,370	$202,800 Land $48,200 Building $154,600
2022	$2,691.00	$35,090 Land $10,980 Building $24,110
2021			$184,700 Land $57,800 Building $126,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 28 Gandy Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	8 (1978–2022)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Jan 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Gandy Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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