Kenton County property record for 28 Ft Mitchell Ave, Fort Mitchell, KY 41011
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,632 sqft · built 1930 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $500,000 (Feb 2026) |
| Tax Bill | $1,496 (2025) |
| Deeds & Mortgages | Feb 2026 Sale & Mortgage Sep 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 027-40-06-014.00 |
| Primary APN | 027-40-06-014.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,632 sqft Finished Area |
| Gross Area | 2,032 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Electric |
| Sewer | Connected |
| Street Address | 28 FORT MITCHELL AVE |
|---|---|
| City | FT MITCHELL |
| State | KY |
| Zip | 41011-2621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SCHILD LOT 10 |
| Legal Subdivision | SCHILD WM F |
| Legal Lot Number | 10 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 64800 |
Source: Kenton County records · APN 027-40-06-014.00
Assessment roll updated December 2, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2106 GOLDEN VALLEY DR, INDEPENDENCE, KY 41051-7422 |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Feb 11, 2026 | Warranty Deed, Transfer · Conventional Mortgage GUARDIAN SAVINGS BANK |
| Sep 30, 2022 | Fiduciary Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 11, 2026 · Amount on Record |
| Deed Sale | Feb 11, 2026 · Amount on Record |
| Prior Sale | Sep 30, 2022 · Amount on Record |
| Deed Document Number | 202602112797 |
| Deed Book / Page | 389 / 689 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Feb 11, 2026 |
| Property Address | 28 FORT MITCHELL AVE, FT MITCHELL, KY 41011-2621 |
| Document Number | 0000002797 |
| Book / Page | 389 / 689 |
| Instrument Date | Feb 09, 2026 |
| Instrument | 26059000002797 |
| Transaction Type | Transfer |
| Record Updated | Mar 06, 2026 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 28 FORT MITCHELL AVE, FT MITCHELL, KY 41011-2621 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2106 GOLDEN VALLEY DR, INDEPENDENCE, KY 41051-7422 |
| Document Number | 0000002798 |
|---|---|
| Date | Feb 11, 2026 |
| Instrument | 26059000002798 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Sep 30, 2022 |
| Property Address | 28 FORT MITCHELL AVE, FT MITCHELL, KY 41011-2621 |
| Document Number | 0005900055 |
| Book / Page | 192 / 541 |
| Map Reference | MB PL 266 |
| Instrument Date | Sep 27, 2022 |
| Instrument | 22093005900055 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2022 |
| Title Company | PROMINENT TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 28 FORT MITCHELL AVE, 28, FT MITCHELL, KY 41011-2621 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 3940 N RAVENSWOOD AVE, CHICAGO, IL 60613-2420 |
| Document Number | 0005900067 |
|---|---|
| Date | Oct 03, 2022 |
| Book Page | 411/299 |
| Instrument | 22100305900067 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2052 |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Fort Mitchell City |
| Unified School District | Beechwood Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,496.00 (-8.11%) | $400,000 (-) Land $70,000 Building $330,000 | $400,000 (-) Land $70,000 Building $330,000 |
| 2023 | $1,628.00 | $400,000 Land $70,000 Building $330,000 | $400,000 Land $70,000 Building $330,000 |
Source: FEMA National Flood Hazard Layer as of June 19, 2015 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Old Fort Mitchell Historic District listed 1989 · 104 contributing resources · NRIS 89001170 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 142 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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