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28 Front St, Monroe, NY 10950 Property Records

Orange County and Monroe Town property record for 28 Front St, Monroe, NY 10950

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,682 sqft · built 2001
Lot Size0.44 acres (19,166 sqft)
OwnerIndividual Name on Record
Last Sale$689,000 (Jul 2023)
Tax Bill$14,518 (2024)
Deeds & MortgagesJul 2023 Refinance
Sep 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN334089 16-2-5

Property Details

APN / Parcel Number

Primary APN334089 16-2-5
Alternative APNs
  • 408901600000020050000000
  • 16-2-5

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,682 sqft Living Area
Gross Area2,922 sqft
1st Floor Area1,338 sqft
2nd Floor Area1,344 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area19,166 sqft (0.44 acres)
Lot Dimensions111 ft deep x 152 ft wide
View / LotSuburban
PorchCovered Porch
Porch Area516 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelOil
SewerConnected

Location & Zoning

Account Number16-2-5
Street Address28 FRONT ST
CityMONROE
StateNY
Zip10950-1220
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR-15
Legal DescriptionLT 5 BLK T MAP 1 LRHS
Legal SubdivisionMAP #1 LAKE REGION HOMES SITES CO
Legal Block2
Legal Lot Number5.000
JurisdictionORANGE NY
Township / Civil DivisionMONROE
Census Block Group3
Census Block3012
Census Tract14201

Owner

Source: Orange County and Monroe Town records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address72 LAKES RD, MONROE, NY 10950-2645
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 19, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
NATIONWIDE MORTGAGE BANKERS
Sep 6, 2022Deed of Trust, Mortgage · Line of Credit
KEY BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 19, 2023 · Amount on Record
Deed SaleJul 19, 2023 · Amount on Record
Prior SaleJun 20, 2014 · Amount on Record
Record UpdatedOct 29, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE NY
Property Address28 FRONT ST, MONROE, NY 10950-1220
Transaction TypeMortgage
Record UpdatedAug 15, 2023
Title CompanyASSURANCE ABSTRACT AND TITLE SERVICES LLC, ASSURANCE ABSTRACT & TITLE S

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000044303
DateJul 19, 2023
Book Page15447/890
Instrument20230044303
Lender
NameNATIONWIDE MORTGAGE BANKERS
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueAug 1, 2053

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE NY
Property Address28 FRONT ST, MONROE, NY 10950-1220
Transaction TypeMortgage
Record UpdatedSep 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000064797
DateSep 6, 2022
Book Page15302/1554
Instrument20220064797
Lender
NameKEY BANK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Orange County and Monroe Town assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOrange County
County SubdivisionMonroe Town
Unified School DistrictMonroe-Woodbury Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$74,100 (+1.37%) Land $14,100 Building $60,000$685,500 (+14.98%)
2024$14,518.00
2023$73,100 Land $14,100 Building $59,000$596,200 Land $114,999 Building $481,201

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims10 (1978–2025)
Claims Outside the SFHA2 of 10
Most Recent ClaimMay 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMANSION RIDGE WATER COMPANY
private · serves 276 people · EPA ID NY3530065
Water SourceGroundwater
Last State InspectionNov 2025
Lead7 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Frontier
Fiber		5,000 / 5,000
Verizon
Fixed Wireless		300 / 20

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