28 Freitas Dr, Moraga, CA 94556 Property Records

Contra Costa County property record for 28 Freitas Dr, Moraga, CA 94556

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,939 sqft · built 1960
Lot Size	0.211 acres (9,200 sqft)
Owner	2 Trust Names on File
Last Sale	$860,000 (Jun 2014)
Tax Bill	$13,682 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Sep 2018 Second Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`258-262-026-2`

Property Details

APN / Parcel Number

Primary APN	`258-262-026-2`
Alternative APN	`258-262-026`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,939 sqft Living Area
1st Floor Area	1,729 sqft
2nd Floor Area	210 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1990
Lot Area	9,200 sqft (0.211 acres)
Garage Type	Attached
Garage Area	510 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	28 FREITAS DR
City	MORAGA
State	CA
Zip	94556-1810
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	TRACT 2441 134
Legal Subdivision	REGENCY WOODS UNIT 4
Legal Tract	2441
Legal Lot Number	134
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2002
Census Tract	352102

Owner

28 Freitas Dr is held in a trust since June 2014.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Trust Names on File
Mailing Address	28 FREITAS DR, MORAGA, CA 94556-1810
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Sep 26, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TECHNOLOGY CU
Jun 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jun 19, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Dec 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Dec 10, 2021	Intrafamily Transfer, Transfer
Aug 23, 2019	Loan Modification, Mortgage · Line of Credit WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2014 · Amount on File
Deed Sale	Jun 25, 2014 · Amount on File
Deed Document Number	2014103794
Prior Transfer Date	Feb 28, 1995
Prior Transfer Doc	0000034888
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	28 FREITAS DR, MORAGA, CA 94556-1810
Transaction Type	Mortgage
Record Updated	Jan 6, 2023
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 FREITAS DR, MORAGA, CA 94556-1810

Mortgage

Document Number	0000189119
Date	Dec 29, 2022
Instrument	2022-189119

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	28 FREITAS DR, MORAGA, CA 94556-1810
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000153316
Date	Sep 26, 2018
Instrument	2018-153316

Lender

Name	TECHNOLOGY CU
Type	Credit Union
Address	SAN JOSE, CA 95131

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	301 Months
Due	Oct 20, 2043

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	28 FREITAS DR, MORAGA, CA 94556-1810
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000093156
Date	Jun 19, 2019
Instrument	2019-093156

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	28 FREITAS DR, MORAGA, CA 94556-1810
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000093157
Date	Jun 19, 2019
Instrument	2019-093157

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jul 14, 2049

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	28 FREITAS DR, MORAGA, CA 94556-1810
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 FREITAS DR, MORAGA, CA 94556-1810

Mortgage

Document Number	0000307745
Date	Dec 9, 2020
Instrument	2020-307745

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 10, 2021
Property Address	28 FREITAS DR, MORAGA, CA 94556-1810
Document Number	0000336527
Map Reference	VOL 69 PG 9
Instrument Date	Dec 9, 2021
Instrument	2021-336527
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	28 FREITAS DR, MORAGA, CA 94556-1810

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CONTRA COSTA CA
Property Address	28 FREITAS DR, MORAGA, CA 94556-1810
Document Number	0000153689
Instrument Date	Aug 23, 2019
Transaction Type	Mortgage
Record Updated	Oct 15, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	28 FREITAS DR MORAGA CA 945561810, MORAGA, CA 94556-1810

Mortgage

Document Number	0000153689
Date	Sep 17, 2019
Instrument	153689

Lender

Name	WELLS FARGO BK
Type	Bank
Address	BILLINGS, MT 59107-9900

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 28 Freitas Dr was $13,682.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Moraga Town
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Moraga Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,097,628 (+2%) Land $825,248 Building $272,380
2025	$13,682.00	$1,076,107 Land $809,067 Building $267,040
2023	$12,936.00 (+1.58%)	$1,034,321 Land $777,650 Building $256,671
2022	$12,735.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 28 Freitas Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1980–1998)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Freitas Dr is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks, Verizon.

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