Monmouth County and Howell Township property record for 28 Frederick Ave, Howell, NJ 07731
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,008 sqft · built 1952 |
| Lot Size | 0.918 acres (40,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $168,000 (Jul 2003) |
| Tax Bill | $4,837 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Feb 2023 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00128-0000-00006 |
| Primary APN | 21-00128-0000-00006 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Basement Area | 1,008 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 40,001 sqft (0.918 acres) |
| Lot Dimensions | 400 ft deep x 100 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Deck Area | 100 sqft |
| Shed | 1 Shed |
| Shed Area | 264 sqft |
| Cooling System | HVAC |
|---|---|
| Sewer | Septic |
| Account Number | 051580 |
|---|---|
| Street Address | 28 FREDERICK AVE |
| City | HOWELL |
| State | NJ |
| Zip | 07731-8566 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Block | 128 |
| Legal Lot Number | 6 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | HOWELL |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 811200 |
28 Frederick Ave is owned and occupied by two individuals who bought it in July 2003.
Source: Monmouth County and Howell Township records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 28 FREDERICK AVE, HOWELL, NJ 07731-8566 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 11, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL CREDIT UNION |
| Feb 15, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST FINANCIAL FCU |
| Nov 10, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST FINANCIAL FCU |
| Apr 19, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FIN'L FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2003 · Amount on File |
| Deed Sale | Jul 31, 2003 · Amount on File |
| Deed Book / Page | 8262 / 7017 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Aug 11, 2026 |
| Property Address | 28 FREDERICK AVE, HOWELL, NJ 07731-8566 |
| Document Number | 0000066131 |
| Book / Page | 9807 / 4495 |
| Instrument Date | Jul 28, 2026 |
| Instrument | 202666131 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 28 FREDERICK AVE, HOWELL, NJ 07731-8566 |
| Document Number | 0000066131, |
|---|---|
| Date | Aug 11, 2026 |
| Book Page | 9807/4495 |
| Instrument | 202666131 |
| Name | FIRST FINANCIAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 27, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 28 FREDERICK AVE, HOWELL, NJ 07731-8566 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0096343454 |
|---|---|
| Date | Feb 15, 2023 |
| Book Page | 9634/3454 |
| Instrument | 2023011091 |
| Name | FIRST FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Address | FREEHOLD, NJ 07728 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Feb 16, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 28 FREDERICK AVE, HOWELL, NJ 07731-8566 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0095574158 |
|---|---|
| Date | Nov 10, 2021 |
| Book Page | 9557/4158 |
| Instrument | 2021164209 |
| Name | FIRST FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Address | FREEHOLD, NJ 07728 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 59 Months |
| Due | Oct 26, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 28 FREDERICK AVE, HOWELL, NJ 07731-8566 |
| Document Number | 0000053866 |
| Book / Page | 009229 / 007058 |
| Instrument Date | Apr 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2017 |
| Name | Verified Name |
|---|---|
| Address | 28 FREDERICK AVE HOWELL NJ 077318566, HOWELL, NJ 07731-8566 |
| Document Number | 0000053866 |
|---|---|
| Date | Jun 2, 2017 |
| Book Page | 009229/007058 |
| Instrument | 53866 |
| Name | FIRST FIN'L FCU |
|---|---|
| Type | Credit Union |
| Address | TOMS RIVER, NJ 08754-1172 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jun 1, 2022 |
The 2025 property tax bill for 28 Frederick Ave was $4,837, up 6.4% from the year before.
Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Howell Township |
| Secondary School District | Freehold Regional School District (09 - 12) |
| Elementary School District | Howell Township School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $368,000 (+30.64%) Land $223,900 Building $144,100 | $368,000 (+30.64%) Land $223,900 Building $144,100 | |
| 2025 | $4,837.00 (+6.45%) | $281,700 Land $138,900 Building $142,800 | $281,700 Land $138,900 Building $142,800 |
| 2024 | $4,544.00 | ||
| 2023 | $234,300 Land $97,400 Building $136,900 | $234,300 Land $97,400 Building $136,900 | |
| 2022 | $4,550.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28 Frederick Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1984) |
| Most Recent Claim | Jun 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28 Frederick Ave is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 60% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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