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28 Fred Ter, Dover, NJ 07801 Property Records

Morris County and Dover Town property record for 28 Fred Ter, Dover, NJ 07801

Property Summary

Property TypeSingle Family Home
Details1,560 sqft · built 1950
Lot Size0.163 acres (7,079 sqft)
Owner2 Individual Names on Record
Last Sale$415,000 (Sep 2025)
Tax Bill$6,926 (2024)
Deeds & MortgagesSep 2025 Sale & Mortgage
Jul 2019 Mortgage
APN09-01007-0000-00017

Property Details

APN / Parcel Number

Primary APN09-01007-0000-00017
Alternative APNs
  • 090100700017
  • 1153

Interior

Stories1 Story
Building Area1,560 sqft Living Area
1st Floor Area1,560 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Construction TypeFrame
Lot Area7,079 sqft (0.163 acres)
Lot Dimensions118 ft deep x 60 ft wide

Location & Zoning

Account Number1153
Street Address28 FRED TER
CityDOVER
StateNJ
Zip07801-4816
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal SubdivisionDOVER ESTATES
Legal Block1007
Legal Lot Number17
JurisdictionMORRIS NJ
Township / Civil DivisionDOVER
Census Block Group3
Census Block3003
Census Tract44900

Owner

Source: Morris County and Dover Town records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address28 FRED TER, DOVER, NJ 07801-4816
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2025Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC
Jul 18, 2019Deed of Trust, Mortgage · FHA Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 22, 2025 · Amount on Record
Deed SaleSep 22, 2025 · Amount on Record
Prior SaleNov 15, 1954
Deed Document Number202538659
Deed Book / Page24982 / 1443
Record UpdatedSep 20, 2026

September 2025: Deed, Transfer

Document TypeDeed
JurisdictionMORRIS NJ
Recording DateSep 22, 2025
Property Address28 FRED TER, DOVER, NJ 07801-4816
Document Number0249821443
Book / Page24982 / 1443
Instrument DateAug 5, 2025
Instrument2025038659
Transaction TypeTransfer
Record UpdatedOct 7, 2025
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,359.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9 CENTRAL AVE, MORRIS PLAINS, NJ 07950-1831

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 FRED TER, DOVER, NJ 07801-4816

Mortgage

Document Number2025038660
DateSep 22, 2025
Instrument2025038660
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2055

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORRIS NJ
Property Address28 FRED TER, DOVER, NJ 07801-4816
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0235740432
DateJul 18, 2019
Book Page23574/0432
Instrument2019037126
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
AddressISELIN, NJ 08830
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2049

Tax Assessment & Valuation

Source: Morris County and Dover Town assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMorris County
MunicipalityDover Town
Unified School DistrictDover Town School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$211,600 (-) Land $87,000 Building $124,600$211,600 (-) Land $87,000 Building $124,600
2025$211,600 (-) Land $87,000 Building $124,600$211,600 (-) Land $87,000 Building $124,600
2024$6,926.00 (+7.71%) Widower's exemption$211,600 (-) Land $87,000 Building $124,600$211,600 (-) Land $87,000 Building $124,600
2023$6,430.00 (+7.1%) Widower's exemption$211,600 Land $87,000 Building $124,600$211,600 Land $87,000 Building $124,600
2022$6,004.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Claims1 (1979)
Most Recent ClaimSep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 83% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDOVER WATER COMMISSION
serves 27,806 people · EPA ID NJ1409001
Water SourceGroundwater
Last State InspectionOct 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting94
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300

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