28 Frank St, Dayton, OH 45409 Property Records

Montgomery County property record for 28 Frank St, Dayton, OH 45409

Property Summary

Property Type	Vacant Land
Details	1,438 sqft · built 1900
Lot Size	0.097 acres (4,251 sqft)
Owner	Company Name on Record
Last Sale	$890,000 (Mar 2021)
Tax Bill	$262 (2024)
Deeds & Mortgages	Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R72 02903 0006`

Property Details

APN / Parcel Number

Primary APN	`R72 02903 0006`

Interior

Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,438 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Lot Area	4,251 sqft (0.097 acres)
Lot Dimensions	125 ft deep x 34 ft wide
Garage Type	Detached
Garage Area	560 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	28 FRANK ST
City	DAYTON
State	OH
Zip	45409-2705
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	23480
Legal Subdivision	SOUTH POINT SEC 07
Legal Lot Number	6
Jurisdiction	MONTGOMERY OH
Township / Civil Division	DAYTON
Census Block Group	1
Census Block	1017
Census Tract	3402

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5009 ROLLING WOODS TRL, DAYTON, OH 45429-1110
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2021 · Amount on Record
Deed Sale	Mar 23, 2021 · Amount on Record
Prior Sale	Jun 25, 2019 · Amount on Record
Deed Document Number	2021-00023673
Record Updated	Jun 8, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Jun 25, 2019
Property Address	28 FRANK ST, DAYTON, OH 45409-2705
Document Number	0000032556
Instrument Date	Jun 20, 2019
Instrument	32556
Transaction Type	Transfer
Record Updated	Jul 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$36.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	28 FRANK ST DAYTON OH 454092705, DAYTON, OH 45409-2705

Mortgage

Document Number	32557
Date	Jun 25, 2019
Instrument	32557

Lender

Name	NEW CARLISLE FSB
Type	Federal Savings Bank
Address	NEW CARLISLE, OH 45344

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jun 24, 2039

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Dayton City
Unified School District	Dayton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$4,470 (-) Land $4,470
2024	$262.00 (+2.75%)
2023	$255.00 (-11.76%)	$4,470 (+14.03%) Land $4,470	$12,760 (+13.93%) Land $12,760
2022	$289.00	$3,920 Land $3,920
2020			$11,200 Land $11,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Apr 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAYTON PUBLIC WATER SYSTEM serves 141,407 people · EPA ID OH5703512
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	470 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20